SuperMoney
  Exchange Bank Exchange Savings
Exchange Bank Exchange Savings Unaffiliated

Exchange Bank Exchange Savings

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Savings Accounts.
PNC Bank High Yield Savings Account
PNC Bank High Yield Savings Account

Rating not yet determined  

4 reviews
Highlights
Monthly Fee $0 - $3.75
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $200

Exchange Bank Exchange Savings Review

Exchange Bank Exchange Savings is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Exchange Savings are available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $3.75, but the fee is waived if you keep a minimum balance of $300.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Exchange Bank Exchange Savings Pros & Cons

Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Monthly service charge.

Exchange Bank Exchange Savings FAQ

Are savings accounts from Exchange Bank of Milledgeville federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Exchange Bank of Milledgeville offer a signup bonus?

Exchange Bank Exchange Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Exchange Bank Exchange Savings?

The minimum deposit to open a Exchange Bank Exchange Savings is $100.
Exchange Bank Exchange Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $200
Minimum Opening Deposit Starting at $100

What APY does Exchange Bank Exchange Savings offer?

Exchange Bank Exchange Savings is not an interest-bearing account.

What fees does Exchange Bank Exchange Savings charge?

Exchange Bank Exchange Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $300.

What features and perks does Exchange Bank Exchange Savings offer?

This savings account includes the following features:

  • Mobile Banking Services - Exchange Bank Exchange Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Exchange Bank Exchange Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Exchange Bank Exchange Savings?

The customer support email for Exchange Bank Exchange Savings is servicing@exch.bank.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $200
Minimum Opening Deposit Starting at $100
Monthly Fee $0 - $3.75
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Branch Access
  • Member FDIC

Be the first to rate

 

Would you recommend Exchange Bank Exchange Savings to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Savings Accounts

Exchange Bank of Milledgeville Savings Accounts

Loading...