Exchange Bank of California Regular Savings Review

Exchange Bank of California Regular Savings is offered by Exchange Bank of California, a bank founded in 1890 and based in Santa Rosa, CA. Exchange Bank of California Regular Savings is available in 1 state across the USA.

Are savings accounts from Exchange Bank of California federally insured?

Yes, your Exchange Bank of California savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8468). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Exchange Bank of California offer a signup bonus?

Exchange Bank of California Regular Savings doesn't offer a signup bonus.

What is the minimum balance for Exchange Bank of California Regular Savings?

What APY does Exchange Bank of California offer?

Exchange Bank of California Regular Savings offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does Exchange Bank of California Regular Savings offer?

This account includes the following features.

What fees does Exchange Bank of California Regular Savings charge?

This account charges a monthly maintenance fee of $3. However, you can waive the monthly fee if you have a minimum daily balance of $300. You can also waive the fee by keeping a combined balance of $500.

• Outgoing domestic bank transfers come with a $30 fee.
• Incoming domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $55 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $15 fee.
• Exchange Bank of California Regular Savings charges $5 every time you request a paper statement.