Last Updated: 04/18/2025
Exchange Bank of California Signature Plus Savings
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.06% - 0.12%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $500
Minimum Balance to Earn APY
$0.01
Exchange Bank of California Signature Plus Savings Review
Exchange Bank of California Signature Plus Savings is offered by Exchange Bank of California, a bank founded in 1890 and based in Santa Rosa, CA. Exchange Bank savings account are available in 1 state.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.12%.
- Charges a monthly fee. This account charges a monthly fee of $25.
- $500 minimum opening deposit. This is a typical minimum initial deposit.
Exchange Bank savings account Pros & Cons
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Exchange Bank savings account FAQ
Are savings accounts from Exchange Bank of California federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #8468). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Exchange Bank of California offer a signup bonus?
Exchange Bank savings account doesn't offer a signup bonus.
What is the minimum initial deposit for Exchange Bank savings account?
The minimum deposit to open a Exchange Bank savings account is $500.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Exchange Bank of California Signature Plus Savings offer?
Exchange Bank savings account offers a variable APY starting at 0.06% and ranging up to 0.12% (APY stands for annual percentage yield, rates may change).
What fees does Exchange Bank savings account charge?
This account charges a monthly service fee of $25. You can also waive the fee by keeping a combined balance of $50,000.
- Outgoing domestic bank transfers come with a $30 fee.
- Incoming domestic bank transfers come with a $15 fee.
- Outgoing international bank transfers come with a $55 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15 fee.
- Exchange Bank savings account charges $5 every time you request a paper statement.
What features and perks does Exchange Bank savings account offer?
This savings account includes the following features:
- Fraud monitoring - Exchange Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Exchange Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to Exchange Bank savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Exchange Bank savings account?
The customer support email for Exchange Bank savings account is info@exchangebank.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Other Savings Accounts from Exchange Bank of California
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APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$0.01
Rating not yet determined
APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $100
Minimum Balance to Earn APY
$0.01
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