Last Updated: 04/18/2025
First City CU Savings Accounts
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$100
First City CU Savings Accounts Review
First City CU Savings Accounts is offered by First City Credit Union, a credit union founded in 1937 and based in Altadena, CA. first city savings accounts are available in 1 state.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. First City CU Savings Accounts does not charge fees on ATM transactions .
first city savings accounts Pros & Cons
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first city savings accounts FAQ
Are savings accounts from first city credit union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does First City Credit Union offer a signup bonus?
first city savings accounts doesn't offer a signup bonus.
What is the minimum initial deposit for first city savings accounts?
The minimum deposit to open a first city savings accounts is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does First City CU Savings Accounts offer?
first city savings accounts offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does first city savings accounts charge?
first city savings accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25 fee.
- Incoming domestic bank transfers come with a $10 fee.
What features and perks does first city savings accounts offer?
This savings account includes the following features:
- Mobile Banking Services - first city savings accounts allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to first city savings accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for first city savings accounts?
The customer support email for first city savings accounts is infocenter@firstcitycu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM