
Members 1st Community CU Health Savings Accounts
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Monthly Fee | $0 |
APY (Annual Percentage Yield) | 3.562% |
Minimum Balance to Earn APY | $0.01 |
Members 1st Community CU Health Savings Accounts Review
Members 1st Community CU Health Savings Accounts is offered by Members First Community Credit Union, founded in 1954 and based in Quincy, IL. Members 1st Community CU Health Savings Accounts is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 3.562%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.01.
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Are savings accounts from Members First Community Credit Union federally insured?
No, your Members First Community Credit Union savings accounts are not insured by a federal insurance agency. This means that if Members First Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
Does Members First Community Credit Union offer a signup bonus?
Members 1st Community CU Health Savings Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Members 1st Community CU Health Savings Accounts?
Description | |
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Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $0.01 |
What APY does Members First Community Credit Union offer?
Members 1st Community CU Health Savings Accounts offers an APY of 3.562% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only savings accounts, which is around 1% APY.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.What fees does Members 1st Community CU Health Savings Accounts charge?
Members 1st Community CU Health Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Members 1st Community CU Health Savings Accounts offer?
This savings account includes the following features:
Can you set up a direct deposit to Members 1st Community CU Health Savings Accounts?
In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Members 1st Community CU Health Savings Accounts?
The customer support email for Members 1st Community CU Health Savings Accounts is mfccu@membersfirstccu.com .
Contact
- Headquarters
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1201 N. 24th Street
Quincy, IL 62301 USA - Visit Site
- Email Support
Other Services by Members First Community Credit Union
Availability
Feature Breakdown
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $0.01 |
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