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  MEMBERS1st Community Credit Union Secondary Savings

MEMBERS1st Community Credit Union Secondary Savings

in Savings Accounts from MEMBERS1st Community Credit Union · Member ncua

Unaffiliated

MEMBERS1st Community Credit Union Secondary Savings

Unaffiliated

in Savings Accounts from MEMBERS1st Community Credit Union · Member NCUSIF

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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.05% - 0.1%
APY Minimum Balance $50

MEMBERS1st Community Credit Union Secondary Savings Review

MEMBERS1st Community Credit Union Secondary Savings is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Secondary Savings is available in 1 state across the USA.

MEMBERS1st Community Credit Union Secondary Savings FAQ

Are savings accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your MEMBERS1st Community Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does MEMBERS1st Community Credit Union offer a signup bonus?

MEMBERS1st Community Credit Union Secondary Savings doesn't offer a signup bonus.

What is the minimum initial deposit for MEMBERS1st Community Credit Union Secondary Savings?

There is no minimum deposit to open a MEMBERS1st Community Credit Union Secondary Savings.
MEMBERS1st Community Credit Union Secondary Savings Minimums
Description
APY Minimum Balance $50
Minimum Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0

What APY does MEMBERS1st Community Credit Union offer?

MEMBERS1st Community Credit Union Secondary Savings offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change).

What fees does MEMBERS1st Community Credit Union Secondary Savings charge?

MEMBERS1st Community Credit Union Secondary Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • MEMBERS1st Community Credit Union Secondary Savings charges a $5 fee for an early account closure. Contact MEMBERS1st Community Credit Union Secondary Savings for more details on what is considered an early closure.
  • MEMBERS1st Community Credit Union Secondary Savings charges $2 every time you request a paper statement.

What features and perks does MEMBERS1st Community Credit Union Secondary Savings offer?

This savings account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union Secondary Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union Secondary Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to MEMBERS1st Community Credit Union Secondary Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

APY Minimum Balance $50
Minimum Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0
Monthly Fee $0
Early Account Closure $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Bank Account Features
  • Branch Access
  • NCUA Member
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05% - 0.1%

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