Last Updated: 04/18/2025
MEMBERS1st Community Credit Union Secondary Savings
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 0.1%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$50
MEMBERS1st Community Credit Union Secondary Savings Review
MEMBERS1st Community Credit Union Secondary Savings is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Secondary Savings are available in 1 state.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.1%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
MEMBERS1st Community Credit Union Secondary Savings Pros & Cons
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MEMBERS1st Community Credit Union Secondary Savings FAQ
Are savings accounts from MEMBERS1st Community Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does MEMBERS1st Community Credit Union offer a signup bonus?
MEMBERS1st Community Credit Union Secondary Savings doesn't offer a signup bonus.
What is the minimum initial deposit for MEMBERS1st Community Credit Union Secondary Savings?
There is no minimum deposit to open a MEMBERS1st Community Credit Union Secondary Savings.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does MEMBERS1st Community Credit Union Secondary Savings offer?
MEMBERS1st Community Credit Union Secondary Savings offers a variable APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change).
What fees does MEMBERS1st Community Credit Union Secondary Savings charge?
MEMBERS1st Community Credit Union Secondary Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20 fee.
- Incoming domestic bank transfers come with a $10 fee.
- Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10 fee.
- MEMBERS1st Community Credit Union Secondary Savings charges a $5 fee for an early account closure. Contact MEMBERS1st Community Credit Union Secondary Savings for more details on what is considered an early closure.
- MEMBERS1st Community Credit Union Secondary Savings charges $2 every time you request a paper statement.
What features and perks does MEMBERS1st Community Credit Union Secondary Savings offer?
This savings account includes the following features:
- Fraud monitoring - MEMBERS1st Community Credit Union Secondary Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MEMBERS1st Community Credit Union Secondary Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to MEMBERS1st Community Credit Union Secondary Savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for MEMBERS1st Community Credit Union Secondary Savings?
The customer support email for MEMBERS1st Community Credit Union Secondary Savings is info@members1st.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed