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  MEMBERS1st Community Credit Union Share Savings
MEMBERS1st Community Credit Union Share Savings Unaffiliated

MEMBERS1st Community Credit Union Share Savings

Unaffiliated
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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.05% - 0.10%
APY Minimum Balance $100

MEMBERS1st Community Credit Union Share Savings Review

MEMBERS1st Community Credit Union Share Savings is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Share Savings is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. MEMBERS1st Community Credit Union Share Savings has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $100.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. MEMBERS1st Community Credit Union Share Savings does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through MEMBERS1st Community Credit Union.
MEMBERS1st Community Credit Union Share Savings Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
MEMBERS1st Community Credit Union Share Savings FAQ

Are savings accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your MEMBERS1st Community Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does MEMBERS1st Community Credit Union offer a signup bonus?

MEMBERS1st Community Credit Union Share Savings doesn't offer a signup bonus.

What is the minimum initial deposit for MEMBERS1st Community Credit Union Share Savings?

The minimum deposit to open a MEMBERS1st Community Credit Union Share Savings is $5.
MEMBERS1st Community Credit Union Share Savings Minimums
Description
APY Minimum Balance $100
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Opening Deposit Starting at $5
Minimum Required Balance $0

What APY does MEMBERS1st Community Credit Union offer?

MEMBERS1st Community Credit Union Share Savings offers an APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does MEMBERS1st Community Credit Union Share Savings charge?

MEMBERS1st Community Credit Union Share Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • MEMBERS1st Community Credit Union Share Savings charges a $5 fee for an early account closure. Contact MEMBERS1st Community Credit Union Share Savings for more details on what is considered an early closure.
  • MEMBERS1st Community Credit Union Share Savings charges $2 every time you request a paper statement.

What features and perks does MEMBERS1st Community Credit Union Share Savings offer?

This savings account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union Share Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union Share Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to MEMBERS1st Community Credit Union Share Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for MEMBERS1st Community Credit Union Share Savings?

The customer support email for MEMBERS1st Community Credit Union Share Savings is info@members1st.com.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by MEMBERS1st Community Credit Union

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View all savings accounts offered by MEMBERS1st Community Credit Union

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

APY Minimum Balance $100
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Opening Deposit Starting at $5
Minimum Required Balance $0
Monthly Fee $0
Early Account Closure $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Account Features
  • No ATM Fees
  • Branch Access
  • Insured by NCUA
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05% - 0.10%

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