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  Metro City Bank Diamond Personal Savings
Metro City Bank Diamond Personal Savings Unaffiliated

Metro City Bank Diamond Personal Savings

Unaffiliated
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Highlights
Monthly Fee $1.75
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY N/A

Metro City Bank Diamond Personal Savings Review

Metro City Bank Diamond Personal Savings is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Diamond Personal Savings is available in 7 states across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of $1.75, but the fee is waived if you keep a minimum balance of $1,000.
  • Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.

Metro City Bank Diamond Personal savings Pros & Cons

Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in 7 states.
  • Monthly service charge.

Metro City Bank Diamond Personal savings FAQ

Are savings accounts from Metro City Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Metro City Bank offer a signup bonus?

Metro City Bank Diamond Personal savings doesn't offer a signup bonus.

What is the minimum initial deposit for Metro City Bank Diamond Personal savings?

The minimum deposit to open a Metro City Bank Diamond Personal savings is $5,000.
Metro City Bank Diamond Personal Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Opening Deposit Starting at $5,000

What APY does Metro City Bank offer?

Metro City Bank Diamond Personal savings is not an interest-bearing account.

What fees does Metro City Bank Diamond Personal savings charge?

This account charges a monthly service fee of $1.75. However, you can waive the monthly fees if you have a minimum daily balance of $1,000.

What features and perks does Metro City Bank Diamond Personal savings offer?

This savings account includes the following features:

  • Fraud monitoring - Metro City Bank Diamond Personal savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Metro City Bank Diamond Personal savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Metro City Bank Diamond Personal savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Metro City Bank Diamond Personal savings?

The customer support email for Metro City Bank Diamond Personal savings is HelpDesk@metrocitybank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Opening Deposit Starting at $5,000
Monthly Fee $1.75
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Branch Access
  • Member FDIC

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