Metro City Bank Diamond Personal Savings

Metro City Bank Diamond Personal Savings Review

Metro City Bank Diamond Personal Savings is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Diamond Personal Savings are available in 7 states across the USA.

Key Takeaways

• Charges a monthly fee. This account charges a monthly service fee of $1.75, but the fee is waived if you keep a minimum balance of $1,000.
• Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.

Metro City Bank Diamond Personal savings Pros & Cons

Metro City Bank Diamond Personal savings FAQ

Are savings accounts from Metro City Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Metro City Bank offer a signup bonus?

Metro City Bank Diamond Personal savings doesn't offer a signup bonus.

What is the minimum initial deposit for Metro City Bank Diamond Personal savings?

What APY does Metro City Bank Diamond Personal Savings offer?

Metro City Bank Diamond Personal savings is not an interest-bearing account.

What fees does Metro City Bank Diamond Personal savings charge?

This account charges a monthly service fee of $1.75. However, you can waive the monthly fees if you have a minimum daily balance of $1,000.

What features and perks does Metro City Bank Diamond Personal savings offer?

This savings account includes the following features:

• Fraud monitoring - Metro City Bank Diamond Personal savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Mobile Banking Services - Metro City Bank Diamond Personal savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Metro City Bank Diamond Personal savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Metro City Bank Diamond Personal savings?

The customer support email for Metro City Bank Diamond Personal savings is HelpDesk@metrocitybank.com.