
MUFG Union Bank Savings Account
Not enough votes for recommendation
Explore a similar product
Try this top product in Savings Accounts.
Monthly Fee | $0 |
APY (Annual Percentage Yield) | 0.01% |
Minimum Balance to Earn APY | $0.01 |
MUFG Union Bank Savings Account Review
MUFG Union Bank Savings Account is offered by MUFG Union Bank, a bank founded in 1864 and based in Spring Valley, CA. MUFG Union Bank Savings Account are available in 6 states across the USA.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.01%.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. MUFG Union Bank Savings Account does not charge fees on ATM transactions.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
MUFG Union Bank Savings Account Pros & Cons
Pros | Cons |
---|---|
|
|
MUFG Union Bank Savings Account FAQ
Are savings accounts from MUFG Union Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #22826). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does MUFG Union Bank offer a signup bonus?
MUFG Union Bank Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for MUFG Union Bank Savings Account?
The minimum deposit to open a MUFG Union Bank Savings Account is $1.Description | |
---|---|
Minimum Balance to Earn APY | $0.01 |
Minimum Opening Deposit | Starting at $1 |
Minimum Required Balance | $0 |
What APY does MUFG Union Bank Savings Account offer?
MUFG Union Bank Savings Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.What fees does MUFG Union Bank Savings Account charge?
MUFG Union Bank Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
What features and perks does MUFG Union Bank Savings Account offer?
This savings account includes the following features:
- ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
- Mobile Banking Services - MUFG Union Bank Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to MUFG Union Bank Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for MUFG Union Bank Savings Account?
The customer support email for MUFG Union Bank Savings Account is customer@unionbank.com.
Contact
- Headquarters
-
400 California Street
Spring Valley, CA 94104 USA - (619) 461-9660
- Visit Site
- Email Support
Other Services by MUFG Union Bank
Availability
- California
- Georgia
- Illinois
- New York
- Texas
- Washington
Feature Breakdown
Minimum Balance to Earn APY | $0.01 |
Minimum Opening Deposit | Starting at $1 |
Minimum Required Balance | $0 |
Be the first to rate
Would you recommend MUFG Union Bank Savings Account to your friends?
- CIT Bank Platinum Savings
- Citizens National Bank Safety Net Savings
- First Bank and Trust Savings
- First Exchange Bank Personal Savings
- M&T Bank Relationship Savings Account
- Members First Credit Union Student Club
- Metro City Bank Diamond Personal Savings
- Patelco Credit Union Savings Account
- Randolph-Brooks Federal Credit Union Savings Account
- Starship Health Savings Account
- Synovus Bank Signature Personal Savings Account
- USAA Savings Account