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  Northpointe Bank Ultimate Savings Account

Northpointe Bank Ultimate Savings Account

in Savings Accounts from Northpointe Bank

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Northpointe Bank Ultimate Savings Account

Unaffiliated

in Savings Accounts from Northpointe Bank

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Highlights
Highlights
APY (Annual Percentage Yield) 1.05%
APY Minimum Balance $5,000
Monthly Fee N/A

Northpointe Bank Ultimate Savings Account Review

Northpointe Bank Ultimate Savings Account is offered by Northpointe Bank, a bank founded in 1999 and based in Grand Rapids, MI. Northpointe Bank Ultimate Savings Account is available in 17 states across the USA.

Are savings accounts from Northpointe Bank federally insured?

Yes, your Northpointe Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Northpointe Bank offer a signup bonus?

Northpointe Bank Ultimate Savings Account doesn't offer a signup bonus.

What is the minimum balance for Northpointe Bank Ultimate Savings Account?

The minimum balance to open a Northpointe Bank Ultimate Savings Account is $0.
Northpointe Bank Ultimate Savings Account Account Minimums
Description
APY Minimum Balance $5,000
Minimum Initial Deposit $0
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee N/A

What APY does Northpointe Bank offer?

Northpointe Bank Ultimate Savings Account offers an APY of 1.05% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What features and perks does Northpointe Bank Ultimate Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Fraud monitoring - Northpointe Bank Ultimate Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Northpointe Bank Ultimate Savings Account Features
    Description
    Bank Account Features
    • Automatic Savings
    • Bauer Financial A+/A Rating
    • Branch Access
    • Fraud Monitoring
    • Interest Bearing Account
    • Mobile Banking
    • Mobile Check Deposit
    • No Monthly Maintenance Fee

What fees does Northpointe Bank Ultimate Savings Account charge?

Northpointe Bank Ultimate Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outoing international bank transfers come with a $60 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Northpointe Bank Ultimate Savings Account charges a $10 fee for an early account closure. Contact Northpointe Bank Ultimate Savings Account for more details on what is considered an early closure.
  • Northpointe Bank Ultimate Savings Account charges $5 every time you request a paper statement.
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Other Services by Northpointe Bank

Availability

  Available in 17 states
  • Alabama
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • North Carolina
  • Ohio
  • South Carolina
  • Texas
  • Utah
  • Virginia
  • Washington

Feature Breakdown

APY Minimum Balance $5,000
Minimum Initial Deposit $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Early Account Closure $10
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $60
Bauer Financial A+/A Rating  
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 1.05%

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