Last Updated: 11/12/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCompare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
4.12%(Verified 10/24/2025)
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $100
Disclaimer popup with additional information
Minimum Balance to Earn APY
$1
Disclaimer popup with additional information
Northpointe Bank High-Yield Savings Account Review
Northpointe Bank High-Yield Savings Account is offered by Northpointe Bank, a bank founded in 1999 and based in Grand Rapids, MI. Northpointe BankHigh-Yield Savings Account are available in 50 states,Puerto Rico, and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 4.12%, which is much higher than the average interest rate for a savings account.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
Northpointe BankHigh-Yield Savings Account Pros & Cons
| Pros | Cons |
|
|
Northpointe BankHigh-Yield Savings Account FAQ
Are savings accounts from Northpointe Bank federally insured?
Yes, your Northpointe Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Northpointe Bank offer a signup bonus?
Northpointe BankHigh-Yield Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Northpointe BankHigh-Yield Savings Account?
The minimum deposit to open a Northpointe BankHigh-Yield Savings Account is $100.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Northpointe Bank High-Yield Savings Account offer?
Northpointe BankHigh-Yield Savings Account offers an APY of 4.12% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Northpointe BankHigh-Yield Savings Account charge?
- Outgoing domestic bank transfers come with a $25 fee.
- Outgoing international bank transfers come with a $60 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Northpointe BankHigh-Yield Savings Account charges a $10 fee for an early account closure. Contact Northpointe BankHigh-Yield Savings Account for more details on what is considered an early closure.
- Northpointe BankHigh-Yield Savings Account charges $5 every time you request a paper statement.
What features and perks does Northpointe BankHigh-Yield Savings Account offer?
This savings account includes the following features:
- Fraud monitoring - Northpointe BankHigh-Yield Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Northpointe BankHigh-Yield Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to Northpointe BankHigh-Yield Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Northpointe BankHigh-Yield Savings Account?
The customer support email for Northpointe BankHigh-Yield Savings Account is support@northpointe.com.
Northpointe Bank High-Yield Savings Account Disclosure: ¹New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $99,999, and $1,000 for depositing $100,000 or more. To qualify for the bonus, your first deposit must be initiated between August 1, 2025, and November 30, 2025, by 11:59 PM ET, and the promo code EASY must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Northpointe Bank
Other Savings Accounts from Northpointe Bank
Rating not yet determined
APY (Annual Percentage Yield)
0.35% - 1.50%
Disclaimer popup with additional information
Minimum Opening Deposit
$10
Minimum Balance to Earn APY
N/A
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Northpointe Bank High-Yield Savings Account Community Reviews
Would you recommend Northpointe Bank High-Yield Savings Account to your friends?
There are currently no reviews.