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  Pacific City Bank Regular Savings Account

Pacific City Bank Regular Savings Account

in Savings Accounts from Pacific City Bank · fdic

Unaffiliated

Pacific City Bank Regular Savings Account

Unaffiliated

in Savings Accounts from Pacific City Bank · Member FDIC

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Highlights
Monthly Fee $5
APY (Annual Percentage Yield) Starting at 0.01%
APY Minimum Balance N/A

Pacific City Bank Regular Savings Account Review

Pacific City Bank Regular Savings Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Regular Savings Account is available in 7 states across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $5, but the fee is waived if you keep a minimum balance of $500.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank Regular Savings Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Does not come with a debit card
  • Only available in 7 states.
  • Monthly service charge.
Pacific City Bank Regular Savings Account FAQ

Are savings accounts from Pacific City Bank federally insured?

Yes, your Pacific City Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Pacific City Bank offer a signup bonus?

Pacific City Bank Regular Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Pacific City Bank Regular Savings Account?

The minimum deposit to open a Pacific City Bank Regular Savings Account is $100.
Pacific City Bank Regular Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $500
Minimum Opening Deposit Starting at $100

What APY does Pacific City Bank offer?

Pacific City Bank Regular Savings Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

What fees does Pacific City Bank Regular Savings Account charge?

This account charges a monthly service fee of $5. However, you can waive the monthly fees if you have a minimum daily balance of $500.

  • Incoming domestic bank transfers come with a $10 fee.
  • Incoming international bank transfers come with a $22 fee.

What features and perks does Pacific City Bank Regular Savings Account offer?

This savings account includes the following features:

  • Fraud monitoring - Pacific City Bank Regular Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Pacific City Bank Regular Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Pacific City Bank Regular Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Pacific City Bank Regular Savings Account?

The customer support email for Pacific City Bank Regular Savings Account is info@paccitybank.com.

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Availability

  Available in 7 states
  • California
  • Colorado
  • Georgia
  • Illinois
  • New York
  • Virginia
  • Washington

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $500
Minimum Opening Deposit Starting at $100
Monthly Fee $5
Returned Deposit Fee (Domestic) $13
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22
Account Features
  • Member FDIC
  • Branch Access
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) Starting at 0.01%

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