Pacific City Bank Regular Savings Account

Pacific City Bank Regular Savings Account Review

Pacific City Bank Regular Savings Account is offered by Pacific City Bank savings accounts, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Regular Savings Account are available in 7 states across the USA.

Key Takeaways

• Charges a monthly fee. This account charges a monthly service fee of $5, but the fee is waived if you keep a minimum balance of $500.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Pacific City Bank Regular Savings Account Pros & Cons

Pacific City Bank Regular Savings Account FAQ

Are savings accounts from Pacific City Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Pacific City Bank offer a signup bonus?

Pacific City Bank Regular Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Pacific City Bank Regular Savings Account?

What APY does Pacific City Bank Regular Savings Account offer?

Pacific City Bank Regular Savings Account offers a variable APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

What fees does Pacific City Bank Regular Savings Account charge?

This account charges a monthly service fee of $5. However, you can waive the monthly fees if you have a minimum daily balance of $500.

• Incoming domestic bank transfers come with a $10 fee.
• Incoming international bank transfers come with a $22 fee.

What features and perks does Pacific City Bank Regular Savings Account offer?

This savings account includes the following features:

• Fraud monitoring - Pacific City Bank Regular Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Pacific City Bank Regular Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Pacific City Bank Regular Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Pacific City Bank Regular Savings Account?

The customer support email for Pacific City Bank Regular Savings Account is info@paccitybank.com.