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  Qapital Goals Account

Qapital Goals Account

in Savings Accounts from Qapital · Member fdic

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Qapital Goals Account

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in Savings Accounts from Qapital · Member FDIC

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Highlights
Monthly Fee $3 - $12
APY (Annual Percentage Yield) 0.1%
APY Minimum Balance $0

Qapital Goals Account Review

Qapital Goals Account is offered by Qapital, a financial services company founded in 2012 and based in New York, NY. Qapital Goals Account is available in 50 states (and Washington, DC).

Qapital Goals Account FAQ

Are savings accounts from Qapital federally insured?

Yes, your Qapital savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Qapital offer a signup bonus?

Qapital Goals Account doesn't offer a signup bonus.

What is the minimum initial deposit for Qapital Goals Account?

There is no minimum deposit to open a Qapital Goals Account.
Qapital Goals Account Minimums
Description
APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0

What APY does Qapital offer?

Qapital Goals Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Qapital Goals Account charge?

This account charges a monthly service fee of $3.

What features and perks does Qapital Goals Account offer?

This savings account includes the following features:

  • Fraud monitoring - Qapital Goals Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Qapital Goals Account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Qapital Goals Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Qapital

Discover true money happiness. The money app that makes it easy to fund your future – while taking care of your now. Saving ‘just because’ is fine, but saving for something special is fun. Qapital helps you get there faster with Goals and Rules – two clever ways to supercharge your saving with little effort. Plus you can even team up with others to reach joint goals.

Contact

  • Headquarters
  •   33 W 17th St
    5th Floor
    New York, NY 10011
  •   Visit Site

Other Services by Qapital

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Bank Teller Fee $0
Early Account Closure $0
International ATM Surcharge $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Monthly Fee $3 - $12
Bank Account Features
  • Automatic Transfers
  • Debit Card
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.1%

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