Last Updated: 01/06/2026
SuperMoney User Recommendation Score +50
Strongly recommended22 total votes
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Highlights
Community Rating
Strongly recommended
APY (Annual Percentage Yield)
Up to 3.26%(Verified 01/06/2026)
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$0
Number of Reviews
UFB Portfolio Savings Review
UFB Portfolio Savings is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. UFB Portfolio Savings are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.26%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. UFB Portfolio Savings does not charge fees on ATM transactions .
UFB Portfolio Savings Pros & Cons
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UFB Portfolio Savings FAQ
Are savings accounts from Axos Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Axos Bank offer a signup bonus?
UFB Portfolio Savings has a bonus of $0 .
What is the minimum initial deposit for UFB Portfolio Savings?
There is no minimum deposit to open a UFB Portfolio Savings.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does UFB Portfolio Savings offer?
UFB Portfolio Savings offers an APY up to 3.26% (APY stands for annual percentage yield, rates may change). This is higher than the national average rate for savings accounts.
What fees does UFB Portfolio Savings charge?
UFB Portfolio Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $35 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- UFB Portfolio Savings charges a $35 fee for an early account closure. Contact UFB Portfolio Savings for more details on what is considered an early closure.
- UFB Portfolio Savings charges $5 every time you request a paper statement.
What features and perks does UFB Portfolio Savings offer?
This savings account includes the following features:
- Fraud monitoring - UFB Portfolio Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - UFB Portfolio Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to UFB Portfolio Savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for UFB Portfolio Savings?
The customer support email for UFB Portfolio Savings is businessbanking@axosbank.com.
How do people rate the customer service and user experience of UFB Portfolio Savings?
Overall, UFB Portfolio Savings is strongly recommended based on community reviews that rate customer service and user experience.
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Hours of Operation
Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM