Last Updated: 04/18/2025
Union Bank Regular Savings Account
Unaffiliated
in Savings Accounts from Union Bank
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.01% - 0.05%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $50
Minimum Balance to Earn APY
N/A
Union Bank Regular Savings Account Review
Union Bank Regular Savings Account is offered by Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank savings account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly account fees available. This account charges a monthly fee of up to $4, but the fee may be waived if you keep a minimum balance of$300.
- No ATM fees. Union Bank Regular Savings Account does not charge fees on ATM transactions .
Union Bank savings account Pros & Cons
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Union Bank savings account FAQ
Are savings accounts from Union Bank federally insured?
Yes, your Union Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Union Bank offer a signup bonus?
Union Bank savings account doesn't offer a signup bonus.
What is the minimum initial deposit for Union Bank savings account?
The minimum deposit to open a Union Bank savings account is $50.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Union Bank Regular Savings Account offer?
Union Bank savings account offers a variable APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Union Bank savings account charge?
Union Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $300.
- Outgoing domestic bank transfers come with a $45 fee.
- Outgoing international bank transfers come with a $65 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Union Bank savings account charges $2 every time you request a paper statement.
What features and perks does Union Bank savings account offer?
This savings account includes the following features:
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Fraud monitoring - Union Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Union Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to Union Bank savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Union Bank savings account?
The customer support email for Union Bank savings account is customer@unionbank.com.
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