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  Union Bank Regular Savings Account

Union Bank Regular Savings Account

in Savings Accounts from Union Bank · Member FDIC

Unaffiliated

Union Bank Regular Savings Account

Unaffiliated

in Savings Accounts from Union Bank · Member FDIC

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Highlights
Highlights
Monthly Fee $0 - $4
APY (Annual Percentage Yield) 0.01% - 0.05%
APY Minimum Balance N/A

Union Bank Regular Savings Account Review

Union Bank Regular Savings Account is offered by Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank Regular Savings Account is available in 50 states (and Washington, DC).

Union Bank Regular Savings Account FAQ

Are savings accounts from Union Bank federally insured?

Yes, your Union Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Union Bank offer a signup bonus?

Union Bank Regular Savings Account doesn't offer a signup bonus.

What is the minimum balance for Union Bank Regular Savings Account?

The minimum balance to open a Union Bank Regular Savings Account is $50.
Union Bank Regular Savings Account Account Minimums
Description
APY Minimum Balance N/A
Minimum Initial Deposit $50
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee $25
Minimum Balance to Avoid Monthly Fee $300

What APY does Union Bank offer?

Union Bank Regular Savings Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does Union Bank Regular Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Union Bank Regular Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Union Bank Regular Savings Account Features
    Description
    Bank Account Features
    • No ATM Fees
    • Branch Access
    • Bauer Financial A+/A Rating
    • Automatic Savings
    • Fraud Monitoring
    • Mobile Banking
    • Check Images with Statement
    • Interest Bearing Account
    • No Monthly Maintenance Fee
    • Mobile Check Deposit

What fees does Union Bank Regular Savings Account charge?

Union Bank Regular Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $300. Avoid the monthly fee by setting up a direct deposit of at least $25.

  • Outgoing domestic bank transfers come with a $45 fee.
  • Outoing international bank transfers come with a $65 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Union Bank Regular Savings Account charges $2 every time you request a paper statement.
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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $300
Minimum Direct Deposit to Avoid Monthly Fee $25
Minimum Initial Deposit $50
International ATM Surcharge $5
Monthly Fee $0 - $4
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $6
Wire Transfer Fee - Domestic (Outgoing) $45
Wire Transfer Fee - International (Outgoing) $65
Bauer Financial A+/A Rating  
Bank Account Features
  • No ATM Fees
  • Branch Access
  • Bauer Financial A+/A Rating
  • Automatic Savings
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01% - 0.05%

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