Last Updated: 02/26/2026
Valley Bank High-Yield Savings Account
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in Savings Accounts from Valley National Bank
Last Updated: 02/26/2026
SuperMoney User Recommendation Score +80
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Highlights
Community Rating
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
Number of Reviews
Valley Bank High-Yield Savings Account Review
Key Takeaways
- Maximum APY is for new customers only but offers competitive rates for existing customers.
- Earn up to $2,000 in cash bonuses. Start your savings journey this December with promo code GIFT — available for new customers only. Open your first account, fund within 14 days, and earn cash rewards all year long. The more you save, the more you earn.
- High yield savings. This account offers an annual percentage yield of up to 3.79%*, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
Valley Bank High-Yield Savings Account Pros & Cons
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Valley Bank High-Yield Savings Account FAQ
Are savings accounts from Valley National federally insured?
FDIC insured up to $250,000 per depositor, per account ownership category.Does Valley National Bank offer a signup bonus?
What is the minimum initial deposit for Valley Bank High-Yield Savings Account?
The minimum deposit to open a Valley Bank High-Yield Savings Account is $1.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY* does Valley Bank High-Yield Savings Account offer?
What fees does Valley Bank High-Yield Savings Account charge?
What features and perks does Valley Bank High-Yield Savings Account offer?
- Bonus offer - Open an account and you may receive a signup bonus of up to $2000 . See offer page for more details.
- Mobile Banking Services - Valley Bank High-Yield Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Valley Bank High-Yield Savings Account?
What is the customer support email for Valley Bank High-Yield Savings Account?
How do people rate the customer service and user experience of Valley Bank High-Yield Savings Account?
Valley Bank High-Yield Savings Account Disclosure: ¹New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $99,999, and $1,000 for depositing $100,000 or more. To qualify for the bonus, your first deposit must be initiated between August 1, 2025, and November 30, 2025, by 11:59 PM ET, and the promo code EASY must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.
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