Last Updated: 01/21/2026
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Highlights
Welcome Offer
$400(Verified 12/05/2024)
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 12/05/2024)
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Monthly Service Fee
$15(Verified 01/21/2026)
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Valley All access Checking+ Review
The Valley All access Checking+ is offered by Valley National Bank, a bank founded in 1927 and based in Morristown, NJ. Valley All access Checking+ is available in 50 states and Washington, DC.
Key Takeaways
- New checking customers only.
- Enjoy a $400 bonus with 2 or more qualifying direct deposits. To receive the $400 reward, the account must receive two or more qualifying direct deposits with a cumulative total of $7,500 or more within the first 90 days from the date of account opening.
- 0% APY. As with most checking accounts, Valley All access Checking+ does not pay interest.
- No monthly maintenance fee. No monthly maintenance charge for 12 months from account opening. After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
Valley All access Checking+ Pros & Cons
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Valley All access Checking+ FAQ
Are checking accounts from Valley National federally insured?
FDIC insured up to $250,000 per depositor, per account ownership category.What APY does Valley All access Checking+ offer?
Valley All access Checking+ is not an interest-bearing account.
What are the account minimums for Valley All access Checking+?
Valley All access Checking+ requires a minimum initial deposit of $100.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Valley All access Checking+ charge?
No monthly maintenance charge for 12 months from account opening. After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $15 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Waiver Requirements | No monthly maintenance charge for 12 months from account opening. After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Valley All access Checking+ offer?
This account includes the following features:
- Enjoy a $400 bonus with 2 or more qualifying direct deposits. To receive the $400 reward, the account must receive two or more qualifying direct deposits with a cumulative total of $7,500 or more within the first 90 days from the date of account opening.
- Mobile Banking Services - Valley All access Checking+ allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Valley All access Checking+ Disclosure: Minimum to open is $100. No monthly maintenance charge for 12 months from account opening. After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained.
*To open the Valley All Access Checking+ Account, which is subject to approval, all account holders must have no other Valley personal checking accounts within the one-year period preceding the date of account opening. The reward is limited to one per Valley All Access Checking+ account. All subsequent checking accounts opened by the account holder(s) after the initial checking account will not be eligible for the promotional reward. Offer may be withdrawn or modified without prior notice.
To receive the $400 reward, the account must receive two or more qualifying direct deposits with a cumulative total of $7,500 or more within the first 90 days from the date of account opening. Qualifying direct deposits are defined as recurring payroll direct deposits or electronic deposits of pension or government benefits such as Social Security that are made by an employer or other payer using the account and routing numbers that you provide to them. The one-time $400 reward will be credited into your account within 30 days after: (1) the qualifying direct deposit requirement has been satisfied and (2) the account has been opened for a minimum of 90 days. Reward
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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