Last Updated: 04/18/2025
Western Division FCU Sub Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.25% - 0.75%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$100
Western Division FCU Sub Savings Account Review
Western Division FCU Sub Savings Account is offered by Western Division Federal Credit Union, a credit union founded in 1937 and based in Williamsville, NY. Western Division FCU Sub Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Western Division FCU Sub Savings Account has an annual percentage yield of up to 0.75%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Western Division FCU Sub Savings Account Pros & Cons
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Western Division FCU Sub Savings Account FAQ
Are savings accounts from Western Division Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Western Division Federal Credit Union offer a signup bonus?
Western Division FCU Sub Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Western Division FCU Sub Savings Account?
The minimum deposit to open a Western Division FCU Sub Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Western Division FCU Sub Savings Account offer?
Western Division FCU Sub Savings Account offers a variable APY starting at 0.25% and ranging up to 0.75% (APY stands for annual percentage yield, rates may change).
What fees does Western Division FCU Sub Savings Account charge?
Western Division FCU Sub Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $15.00 fee.
- Western Division FCU Sub Savings Account charges $2.00 every time you request a paper statement.
What features and perks does Western Division FCU Sub Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Western Division FCU Sub Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Western Division FCU Sub Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Western Division FCU Sub Savings Account?
The customer support email for Western Division FCU Sub Savings Account is memberservice@westerndivision.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed