Hometap was created to make homeownership more accessible and less stressful, because its founders believe that you should be able to have a house and a life. So we created an alternative to loans that allows responsible homeowners to tap into the future value of their home in order to access their equity today. Because Hometap isn’t a lender, there are no monthly payments and no interest. Receive cash in as little as three weeks to fund… whatever you want.