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Home Equity Investment Companies
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Last Updated: 05/01/2025

HomeFunds Home Equity Investments

in Home Equity Investment Companies from HomeFunds

Last Updated: 05/01/2025

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Highlights

Credit Score Range

Starting at 530

Funding Range $

$40,000 - $350,000

Funding Range %

3% - 5%

Contract Term

10
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HomeFunds Home Equity Investments Review

HomeFunds Home Equity Investments is offered by HomeFunds , a financial services company founded in 2020 and based in Los Angeles, CA. homefunds are available in 1 state.

Key Takeaways

  • Poor credit accepted. Homeowners with a credit score as low as 530 can qualify with HomeFunds Home Equity Investments.
  • Maximum investment of $350,000. Your actual offer will depend on your home's value and how much equity you have in the property.
  • 10-year term. The investment has a contract term of 10 years, at which time you'll need to settle up with homefunds.
  • Only available in select states. HomeFunds Home Equity Investments is currently available in a limited number of states.

HomeFunds Home Equity Investments Pros & Cons

HomeFunds Home Equity Investments FAQ

How does the HomeFunds Home Equity Investments product work?

A shared equity agreement (also called a shared appreciation agreement or home equity contract) is a way to sell a portion of the equity in your home to an investment company.
The transaction is secured by a lien on your property, but instead of paying interest or monthly payments, the investor receives a share of your home’s value when the agreement ends.

How much will HomeFunds invest?

HomeFunds offers equity investments ranging from 3% up to 5% of a property's value. The maximum investment in a single home is $350,000.

What are the costs associated with HomeFunds Home Equity Investments?

Shared equity investments do not charge interest or require monthly payments.Instead, the investor earns a return based on the future value of your home. However, most investors will charge and appraisal fee and other third-party closing costs.

What are the terms for a shared equity agreement?

You can use the funds for up to 10 years.
When the term ends, you must settle the agreement by returning the investment, selling the home, refinancing, or partnering with the investor for another term.
Settlement is based on the original investment plus or minus the investor’s share of the home’s change in value.

How long does it take to close?

HomeFunds Home Equity Investments does not disclose typical funding timelines.

What types of property are eligible?

Intended Use
  • Primary home
  • Secondary home
  • Investment property
Property Type

    Is homefunds a legit company?

    homefunds was founded in 2020. It is an established company that has been in business for 6 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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