Who is this credit card designed for?

Citi ThankYou Preferred Card for College Students is a credit card issued by Citibank, which is based in New York, NY, and was established in 1812.

A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Citibank charges a variable APR on new purchases that ranges from 14.49% to 24.49%. Balance transfer APRs, which are also variable, range from 14.49% to 24.49%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Citi ThankYou Preferred Card for College Students does not come with an introductory APR offer.

What are the fees?

The following fees apply to Citi ThankYou Preferred Card for College Students:

  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Citi ThankYou Preferred Card for College Students offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Restaurants

Is a signup bonus offered?

No, Citi ThankYou Preferred Card for College Students doesn't offer a cash signup bonus.

What additional benefits are offered?

Citi ThankYou Preferred Card for College Students provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance
    • Minimum Age
    • Customer Type
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • Foreign Currency Transaction Fee
    • No Annual Fee
    • Card Type
      • Balance Transfer
      • Rewards
    • 0% Introductory APR
    • Card Network
      • Mastercard
      • Visa
    • Car Rental Insurance
    • Emergency Support
    • Extended Warranty
    • Flight Insurance
    • Fraud Liability
    • Travel Insurance
    • Points
    • Rewards Categories
      • Every Purchase
      • Restaurants
    • Penalty APR
    • Purchases APR (variable)
      14.49% - 24.49%
    • Balance Transfer APR (variable)
      14.49% - 24.49%
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