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Citi ThankYou Preferred Card for College Students

in Student Credit Cards

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Citi ThankYou Preferred Card for College Students

Unaffiliated

in Student Credit Cards

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Strongly recommended

7 users recommend
4 users are unsure
1 users don't recommend
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Overview

Who is this credit card designed for?

Citi ThankYou Preferred Card for College Students is a credit card issued by Citibank, which is based in New York, NY.

A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Citibank charges a variable APR on new purchases that ranges from 14.49% to 24.49%. Balance transfer APRs, which are also variable, range from 14.49% to 24.49%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Citi ThankYou Preferred Card for College Students does not come with an introductory APR offer.

What are the fees?

The following fees apply to Citi ThankYou Preferred Card for College Students:

  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Citi ThankYou Preferred Card for College Students offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Restaurants

Is a signup bonus offered?

Citi ThankYou Preferred Card for College Students doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Citi ThankYou Preferred Card for College Students doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Citi ThankYou Preferred Card for College Students provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance
  •  

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    Feature Breakdown

    Annual Fee
    $0
    Over-Limit Fee
    $0
    Grace Period / Deferred Interest (Months)
    23
    No Annual Fee
    Minimum Interest Charge
    $0.5
    Late Payment Penalty
    $35
    Returned Payment Fee
    $35
    Foreign Currency Transaction Fee
    3%
    Minimum Age
    18
    Customer Type
    Student
    Card Type
    • Balance Transfer
    • Rewards
    • Zero Percent
    Card Network
    • Mastercard
    • Visa
    Extended Warranty
    Car Rental Insurance
    Fraud Liability
    Travel Insurance
    Emergency Support
    Flight Insurance
    Rewards Categories
    • Every Purchase
    • Restaurants
    Every Purchase
    2 points per $1 spent
    Bonus Rewards
    2,500 bonus points
    All Other Purchases
    1 point per $1 spent
    Purchases APR (variable)
    14.49% - 24.49%
    7% 24%
    Penalty APR
    29.99%
    Introductory Rate
    0%
    Balance Transfer APR (variable)
    14.49% - 24.49%
    7% 24%

    Reviews

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