Brazos Student Loan Refinance
Brazos Student Loan Refinance
in Student Loan Refinancing from Brazos Education Lending Corporation

Brazos Student Loan Refinance

in Student Loan Refinancing from Brazos Education Lending Corporation
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Student Loan Refinancing.
Splash Financial Student Loan Refinance
Splash Financial Student Loan Refinance 33 reviews
Loan Amount $10,000 - $250,000
Loan Term (Years) 5 - 20 years
Fixed APR 3.50% - 4.90%
Variable APR 3.17% - 4.76%

Brazos Student Loan Refinance Review

Brazos Student Loan Refinance is a student loan refinance offering by Brazos Education Lending Corporation, . Founded in 1975, Brazos Education Lending Corporation offers student loan refinancing in 1 state across the USA.

Brazos Student Loan Refinance FAQ

What APRs does Brazos Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Brazos Student Loan Refinance offers variable rate APRs that range from 3.17% to 4.76%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.50% to 4.90% APR.

How much can you borrow via Brazos Student Loan Refinance?

Loan amounts start at $10,000 and go up to $250,000

Does Brazos Student Loan Refinance charge an origination fee?

No, Brazos Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Brazos Student Loan Refinance charge prepayment fees?

No, Brazos Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Brazos Student Loan Refinance offer?

Brazos Student Loan Refinance provides refinancing loans of 5 to 20 years.

It also offers borrowers unemployment protection. This means that if you lose your job through no fault of your own your loan payments may qualify for a temporary hold of up to 12 months..

What type of borrowers will Brazos Student Loan Refinance consider?

Brazos Student Loan Refinance considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for Brazos Student Loan Refinance?

Applicants with a credit score of at least 720 and up to 850 may be eligible for Brazos Student Loan Refinance.

To qualify for student loan refinancing with Brazos Student Loan Refinance, applicants need a minimum annual income of $60,000 or higher. Brazos Student Loan Refinance will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Brazos Student Loan Refinance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Brazos Student Loan Refinance. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Loan payoff statements
  • Proof of income
  • Driver's license

What is the estimated funding time for a student loan refinance via Brazos Student Loan Refinance?

Brazos Student Loan Refinance will typically provide a credit approval decision in less than an hour and fund the loan within 1 to 2 days.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Brazos Student Loan Refinance

Our refinance loan is available to refinance undergraduate or graduate student loans, as well as loans made to parents of graduates.


About Brazos Student Loan Refinance


  Available in 1 state
Availabile in all of Texas

Feature Breakdown

Late Fee Amount $35
No Origination Fee
No Prepayment Fee
Cosigner Optional
Credit Score Range 720 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Annual Income $60,000
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Loan Payoff Statements
Credit Bureau Reporting TransUnion
Funding Time Range 1 - 2 days
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
Unemployment Protection
Fixed APR 3.50% - 4.90%
Loan Amount $10,000 - $250,000
Variable APR 3.17% - 4.76%
Loan Term 5 - 20 years

Be the first to rate


Would you recommend Brazos Student Loan Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Student Loan Refinancing