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  Brazos Student Loan Refinance

Brazos Student Loan Refinance

in Student Loan Refinancing from Brazos Education Lending Corporation

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Brazos Student Loan Refinance

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in Student Loan Refinancing from Brazos Education Lending Corporation

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Highlights
Highlights
Fixed APR 3.25% - 6.64%
Variable APR 2.82% - 6.74%
Loan Amount $10,000 - $250,000
Loan Term 5 - 20 years

Brazos Student Loan Refinance Review

Brazos Student Loan Refinance is a student loan refinance offering by Brazos Education Lending Corporation, a marketplace lender. Founded in 1975, Brazos Education Lending Corporation offers student loan refinancing in 1 state across the USA.

What APRs does Brazos Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Brazos Student Loan Refinance offers variable rate APRs that range from 2.82% to 6.74%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.25% to 6.64% APR.

How much can you borrow via Brazos Student Loan Refinance?

Loan amounts start at $10,000 and go up to $250,000

Does Brazos Student Loan Refinance charge an origination fee?

No, Brazos Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Brazos Student Loan Refinance charge prepayment fees?

No, Brazos Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Brazos Student Loan Refinance offer?

Brazos Student Loan Refinance provides refinancing loans of 5 to 20 years.

It also offers borrowers unemployment protection. This means that if you lose your job through no fault of your own your loan payments may qualify for a temporary hold of up to 12 months..

What type of borrowers will Brazos Student Loan Refinance consider?

Brazos Student Loan Refinance considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for a Brazos Student Loan Refinance student loan refinance?

Applicants with a credit score of at least 720 can apply for a loan via Brazos Student Loan Refinance.

Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.

Only U.S. citizens and permanent residents can apply for a loan. 

To qualify, applicants must provide the following documentation:

  • Proof of identity
  • Proof of income
  • Loan payoff statements

What is the estimated funding time for a student loan refinance via Brazos Student Loan Refinance?

Brazos Student Loan Refinance will typically fund loans within 1 and 2 days of approval.

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Contact

  • Headquarters
  •   2600 Washington Avenue
    Waco, TX 76710 USA
  •   Visit Site

Message from Brazos Education Lending Corporation

Our refinance loan is available to refinance undergraduate or graduate student loans, as well as loans made to parents of graduates.

About Brazos Student Loan Refinance

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Late Fee Amount $35
Cosigner Optional  
Credit Score Range 720 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $60,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Loan Payoff Statements
  • Proof of Income
  • Driver License (or other photo ID)
Funding Time Range (in days) 1 - 2
Unemployment Protection  
Credit Bureau Reporting
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
Variable APR 2.82% - 6.74%
Loan Amount $10K - $250K
Loan Term 5 - 20 years
Fixed APR 3.25% - 6.64%

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