Education Loan Finance Student Loan Refinance Review

Education Loan Finance Student Loan Refinance is a student loan refinance offering by SouthEast Bank, . Founded in 1995, SouthEast Bank offers student loan refinancing in 50 states (and Washington, DC).

What APRs does Education Loan Finance Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Education Loan Finance Student Loan Refinance offers variable rate APRs that range from 2.39% to 6.01%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.21% to 6.69% APR.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Education Loan Finance Student Loan Refinance charge prepayment fees?

No, Education Loan Finance Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Education Loan Finance Student Loan Refinance offer?

Education Loan Finance Student Loan Refinance provides refinancing loans of 5 to 20 years.

What type of borrowers will Education Loan Finance Student Loan Refinance consider?

Education Loan Finance Student Loan Refinance considers loans applications from:

• parents of students
• undergraduate degree holders
• graduate degree holders
• parents of graduates

What do you need to qualify for Education Loan Finance Student Loan Refinance?

Education Loan Finance Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement. Education Loan Finance Student Loan Refinance only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Education Loan Finance Student Loan Refinance. Permanent resident / green card holders are also eligible to apply.