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Education Loan Finance Student Loan Refinance

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Education Loan Finance Student Loan Refinance

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in Student Loan Refinancing from SouthEast Bank

SuperMoney Net Recommendation Score +80

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.

+80

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

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Highlights
Community Rating Strongly recommended
Loan Amount $15,000 - $1,000,000
Loan Term (Years) 5 - 20 years
Fixed APR 2.79% - 5.99%
Variable APR 2.39% - 6.01%
Number of Reviews 5

Education Loan Finance Student Loan Refinance Review

Education Loan Finance Student Loan Refinance is a student loan refinance offering by SouthEast Bank, . Founded in 1995, SouthEast Bank offers student loan refinancing in 50 states (and Washington, DC).

Education Loan Finance Student Loan Refinance FAQ

What APRs does Education Loan Finance Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Education Loan Finance Student Loan Refinance offers variable rate APRs that range from 2.39% to 6.01%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 2.79% to 5.99% APR.

How much can you borrow via Education Loan Finance Student Loan Refinance?

Loan amounts start at $15,000 and go up to $1,000,000

Does Education Loan Finance Student Loan Refinance charge an origination fee?

No, Education Loan Finance Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Education Loan Finance Student Loan Refinance charge prepayment fees?

No, Education Loan Finance Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Education Loan Finance Student Loan Refinance offer?

Education Loan Finance Student Loan Refinance provides refinancing loans of 5 to 20 years.

What type of borrowers will Education Loan Finance Student Loan Refinance consider?

Education Loan Finance Student Loan Refinance considers loans applications from:

  • parents of students
  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for Education Loan Finance Student Loan Refinance?

Applicants with a credit score of at least 680 and up to 850 may be eligible for Education Loan Finance Student Loan Refinance.

Education Loan Finance Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement. Education Loan Finance Student Loan Refinance only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Education Loan Finance Student Loan Refinance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Education Loan Finance Student Loan Refinance. Permanent resident / green card holders are also eligible to apply.

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Contact

  • Headquarters
  •   12700 Kingston Pike
    Farragut, TN 37934
  •   Visit Site

About Education Loan Finance Student Loan Refinance

Message From SouthEast Bank

Education Loan Finance (“ELFI”) makes financing your future simple by offering easy payment options, affordable rates, and flexible terms in an application process that is transparent and secure. Ready for something truly different? You’ll never go it alone. When you apply, you’ll receive a Personal Loan Advisor, an expert ready to walk you through the application process and answer any questions along the way.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Origination Fee
No Prepayment Fee
Late Fee Amount $50
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Fixed APR 2.79% - 5.99%
Loan Amount $15,000 - $1,000,000
Variable APR 2.39% - 6.01%
Loan Term 5 - 20 years

Education Loan Finance Student Loan Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.

+80

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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