SuperMoney
  First Republic Student Loan Refinancing
First Republic Student Loan Refinancing
in Student Loan Refinancing from First Republic Bank
Unaffiliated

First Republic Student Loan Refinancing

Unaffiliated
in Student Loan Refinancing from First Republic Bank
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Student Loan Refinancing.
Splash Financial Student Loan Refinance
Splash Financial Student Loan Refinance 33 reviews
Highlights
Loan Amount $25,000 - $300,000
Loan Term (Years) 5 - 15 years
Fixed APR 1.95% - 3.85%
Variable APR N/A

First Republic Student Loan Refinancing Review

First Republic Student Loan Refinancing is a student loan refinance offering by First Republic Bank, . Founded in 1985, First Republic Bank offers student loan refinancing in 7 states across the USA.

First Republic Student Loan Refinancing FAQ

What APRs does First Republic Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 


Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 1.95% to 3.85% APR.

How much can you borrow via First Republic Student Loan Refinancing?

Loan amounts start at $25,000 and go up to $300,000

Does First Republic Student Loan Refinancing charge an origination fee?

No, First Republic Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Republic Student Loan Refinancing charge prepayment fees?

No, First Republic Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Republic Student Loan Refinancing offer?

First Republic Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Republic Student Loan Refinancing consider?

First Republic Student Loan Refinancing considers loans applications from:

  • undergraduate students
  • graduate students
  • undergraduate degree holders
  • graduate degree holders

What do you need to qualify for First Republic Student Loan Refinancing?

Applicants with a credit score of at least 750 and up to 850 may be eligible for First Republic Student Loan Refinancing.

First Republic Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement. First Republic Student Loan Refinancing only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Republic Student Loan Refinancing. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Republic Student Loan Refinancing.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • U.S. tax identification number

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 7 states
  • California
  • Connecticut
  • Florida
  • Massachusetts
  • New York
  • Oregon
  • Wyoming

Feature Breakdown

Late Fee Grace Period 10 days
No Origination Fee
No Prepayment Fee
Co-signing Allowed
Cosigner Optional
Credit Score Range 750 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Fixed APR 1.95% - 3.85%
Loan Amount $25,000 - $300,000
Loan Term 5 - 15 years

Be the first to rate

 

Would you recommend First Republic Student Loan Refinancing to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Student Loan Refinancing