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Last Updated: 04/18/2025

First Republic Student Loan Refinancing

in Student Loan Refinancing from First Republic Bank

Last Updated: 04/18/2025

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Highlights

Fixed APR

1.95% - 3.85%

Variable APR

N/A

Amount Range

$25,000 - $300,000

Loan Term (Years)

5 - 15

First Republic Student Loan Refinancing Review

First Republic Student Loan Refinancing is a student loan refinance offering by First Republic Bank . Founded in 1985, First Republic Bank offers student loan refinancing in 7 states .

First Republic Student Loan Refinancing FAQ

What APRs does First Republic Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.

Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 1.95% to 3.85% APR.

How much can you borrow via First Republic Student Loan Refinancing?

Loan amounts start at $25,000 and go up to $300,000

Does First Republic Student Loan Refinancing charge an origination fee?

No, First Republic Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Republic Student Loan Refinancing charge prepayment fees?

No, First Republic Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Republic Student Loan Refinancing offer?

First Republic Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Republic Student Loan Refinancing consider?

First Republic Student Loan Refinancing considers loans applications from:

What do you need to qualify for First Republic Student Loan Refinancing?

Applicants with a credit score of at least 750 and up to 850 may be eligible for First Republic Student Loan Refinancing.

First Republic Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by First Republic Student Loan Refinancing.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Proof of income
Driver's license or other government photo ID
Government issued photo ID
Proof of identity
U.S. tax identification number

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