SuperMoney 
  First Republic Student Loan Refinancing

First Republic Student Loan Refinancing

in Student Loan Refinancing from First Republic Bank

Unaffiliated

First Republic Student Loan Refinancing

Unaffiliated

in Student Loan Refinancing from First Republic Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend First Republic Student Loan Refinancing to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Fixed APR 1.95% - 4.7%
Loan Amount $25,000 - $300,000
Variable APR N/A
Loan Term 5 - 15 years

First Republic Student Loan Refinancing Review

First Republic Student Loan Refinancing is a student loan refinance offering by First Republic Bank, . Founded in 1985, First Republic Bank offers student loan refinancing in 7 states across the USA.

What APRs does First Republic Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 


Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 1.95% to 4.7% APR.

How much can you borrow via First Republic Student Loan Refinancing?

Loan amounts start at $25,000 and go up to $300,000

Does First Republic Student Loan Refinancing charge an origination fee?

No, First Republic Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Republic Student Loan Refinancing charge prepayment fees?

No, First Republic Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Republic Student Loan Refinancing offer?

First Republic Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Republic Student Loan Refinancing consider?

First Republic Student Loan Refinancing considers loans applications from:

  • undergraduate students
  • graduate students
  • undergraduate degree holders
  • graduate degree holders

What do you need to qualify for First Republic Student Loan Refinancing?

Applicants with a credit score of at least 750 and up to 850 are eligible for First Republic Student Loan Refinancing.

First Republic Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement. First Republic Student Loan Refinancing only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Republic Student Loan Refinancing. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by First Republic Student Loan Refinancing. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • California
  • Connecticut
  • Florida
  • Massachusetts
  • New York
  • Oregon
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Late Fee After (number of days) 10
Co-signing Allowed  
Cosigner Optional  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Recent Pay Stubs
  • Social Security Number
  • U.S. Tax Identification Number
  • Driver License (or other photo ID)
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fixed APR 1.95% - 4.7%
Loan Amount $25K - $300K
Loan Term 5 - 15 years

Be the first to rate

 

Would you recommend First Republic Student Loan Refinancing to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Student Loan Refinancing

LendKey Student Loan Refinance
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Splash Financial Student Loan Refinance
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews