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  First Tech Federal Credit Union Student Loan Refinancing

First Tech Federal Credit Union Student Loan Refinancing

in Student Loan Refinancing from First Technology Federal Credit Union

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First Tech Federal Credit Union Student Loan Refinancing

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Highlights
Highlights
Fixed APR 3.75% - 7.15%
Variable APR N/A
Loan Amount N/A
Loan Term 5 - 15 years

First Tech Federal Credit Union Student Loan Refinancing Review

First Tech Federal Credit Union Student Loan Refinancing is a student loan refinance offering by First Technology Federal Credit Union, a credit union. Founded in 2012, First Technology Federal Credit Union offers student loan refinancing in 50 states (and Washington, DC).

What APRs does First Tech Federal Credit Union Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 


Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.75% to 7.15% APR.

Does First Tech Federal Credit Union Student Loan Refinancing charge an origination fee?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Tech Federal Credit Union Student Loan Refinancing charge prepayment fees?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Tech Federal Credit Union Student Loan Refinancing offer?

First Tech Federal Credit Union Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Tech Federal Credit Union Student Loan Refinancing consider?

First Tech Federal Credit Union Student Loan Refinancing considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders

What do you need to qualify for a First Tech Federal Credit Union Student Loan Refinancing student loan refinance?

Applicants with a credit score of at least 720 can apply for a loan via First Tech Federal Credit Union Student Loan Refinancing.

Only U.S. citizens and permanent residents can apply for a loan. 

To qualify, applicants must provide the following documentation:

  • Proof of income
  • Loan payoff statements

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Late Fee Amount Starting at $25
Credit Score Range 720 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Income
  • Social Security Number
  • U.S. Tax Identification Number
Loan Term 5 - 15 years
Fixed APR 3.75% - 7.15%

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