SuperMoney
  First Tech Federal Credit Union Student Loan Refinancing
First Tech Federal Credit Union Student Loan Refinancing
in Student Loan Refinancing from First Technology Federal Credit Union
Claimed

First Tech Federal Credit Union Student Loan Refinancing

Claimed
in Student Loan Refinancing from First Technology Federal Credit Union
Net Recommendation Score +25  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +25, equating to 3.5 on a 5 point rating scale.

+25

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Explore a similar product
Try this top product in Student Loan Refinancing.
Splash Financial Student Loan Refinance
Splash Financial Student Loan Refinance 33 reviews
Highlights
Community Rating

Rating not yet determined  

Loan Amount $5,000 - $500,000
Loan Term (Years) 5 - 15 years
Fixed APR Starting at 5.55%
Variable APR N/A

First Tech Federal Credit Union Student Loan Refinancing Review

First Tech Federal Credit Union Student Loan Refinancing is a student loan refinance offering by First Technology Federal Credit Union, . Founded in 2012, First Technology Federal Credit Union offers student loan refinancing in 50 states (and Washington, DC).

First Tech Federal Credit Union Student Loan Refinancing FAQ

What APRs does First Tech Federal Credit Union Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 


Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 5.55% to % APR.

How much can you borrow via First Tech Federal Credit Union Student Loan Refinancing?

Loan amounts start at $5,000 and go up to $500,000

Does First Tech Federal Credit Union Student Loan Refinancing charge an origination fee?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Tech Federal Credit Union Student Loan Refinancing charge prepayment fees?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Tech Federal Credit Union Student Loan Refinancing offer?

First Tech Federal Credit Union Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Tech Federal Credit Union Student Loan Refinancing consider?

First Tech Federal Credit Union Student Loan Refinancing considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders

What do you need to qualify for First Tech Federal Credit Union Student Loan Refinancing?

Applicants with a credit score of at least 720 and up to 850 may be eligible for First Tech Federal Credit Union Student Loan Refinancing.

First Tech Federal Credit Union Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement. First Tech Federal Credit Union Student Loan Refinancing only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Tech Federal Credit Union Student Loan Refinancing. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Tech Federal Credit Union Student Loan Refinancing.

To qualify, applicants may need to provide the following documentation:

  • Loan payoff statements
  • Proof of income
  • Driver's license
  • Proof of identity
  • U.S. tax identification number

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount Starting at $25
No Origination Fee
No Prepayment Fee
Credit Score Range 720 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • U.S. Tax Identification Number
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
  • Bank Transfer
Fixed APR Starting at 5.55%
Loan Amount $5,000 - $500,000
Loan Term 5 - 15 years

First Tech Federal Credit Union Student Loan Refinancing Community Reviews

 

Would you recommend First Tech Federal Credit Union Student Loan Refinancing to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +25, equating to 3.5 on a 5 point rating scale.

+25

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Student Loan Refinancing