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Student Loan Refinancing
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Last Updated: 04/18/2025

First Tech Federal Credit Union Student Loan Refinancing

in Student Loan Refinancing from First Tech Federal Credit Union

Last Updated: 04/18/2025

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Get Competing Student Loan Refinancing Offers

Compare student loan refinancing offers from multiple vetted lenders.

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

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Highlights

Fixed APR

6.80% - 7.45%

Variable APR

N/A

Amount Range

$5,000 - $500,000

Loan Term (Years)

5 - 15
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First Tech Federal Credit Union Student Loan Refinancing Review

First Tech Federal Credit Union Student Loan Refinancing is a student loan refinance offering by First Tech Federal Credit Union . Founded in 1952, First Tech Federal Credit Union offers student loan refinancing in 50 states and Washington, DC.

First Tech Federal Credit Union Student Loan Refinancing FAQ

What APRs does First Tech Federal Credit Union Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.80% to 7.45% APR.

How much can you borrow via First Tech Federal Credit Union Student Loan Refinancing?

Loan amounts start at $5,000 and go up to $500,000

Does First Tech Federal Credit Union Student Loan Refinancing charge an origination fee?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Tech Federal Credit Union Student Loan Refinancing charge prepayment fees?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Tech Federal Credit Union Student Loan Refinancing offer?

First Tech Federal Credit Union Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Tech Federal Credit Union Student Loan Refinancing consider?

First Tech Federal Credit Union Student Loan Refinancing considers loans applications from:

    What do you need to qualify for First Tech Federal Credit Union Student Loan Refinancing?

    Applicants with a credit score of at least 720 and up to 850 may be eligible for First Tech Federal Credit Union Student Loan Refinancing.
    First Tech Federal Credit Union Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by First Tech Federal Credit Union Student Loan Refinancing.
    To qualify, applicants may need to provide the following documentation:
    • Loan payoff statements
    • Proof of income
    • Driver's license or other government photo ID
    • Proof of identity
    • U.S. tax identification number

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    Contact

    Headquarters

    2702 Orchard Pkwy
    San Jose, CA 95134
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    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    10:00AM - 1:00PM

    Other Services by First Tech Federal Credit Union