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Last Updated: 04/17/2026

First Tech Federal Credit Union Student Loan Refinancing

from First Tech Federal Credit Union

Last Updated: 04/17/2026

Rating not yet determined4 total votes

2 users recommend

1 users are unsure

1 users don't recommend

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Highlights

Fixed APR

6.80% - 7.45%

Variable APR

N/A

Amount Range

$5,000 - $500,000

Loan Term (Years)

5 - 15

First Tech Federal Credit Union Student Loan Refinancing Review

First Tech Federal Credit Union Student Loan Refinancing is a student loan refinance offering by First Tech Federal Credit Union . Founded in 1952, First Tech Federal Credit Union offers student loan refinancing in 50 states and Washington, DC.

First Tech Federal Credit Union Student Loan Refinancing FAQ

What APRs does First Tech Federal Credit Union Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.

Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.80% to 7.45% APR.

How much can you borrow via First Tech Federal Credit Union Student Loan Refinancing?

Loan amounts start at $5,000 and go up to $500,000

Does First Tech Federal Credit Union Student Loan Refinancing charge an origination fee?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Tech Federal Credit Union Student Loan Refinancing charge prepayment fees?

No, First Tech Federal Credit Union Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Tech Federal Credit Union Student Loan Refinancing offer?

First Tech Federal Credit Union Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will First Tech Federal Credit Union Student Loan Refinancing consider?

First Tech Federal Credit Union Student Loan Refinancing considers loans applications from:

What do you need to qualify for First Tech Federal Credit Union Student Loan Refinancing?

Applicants with a credit score of at least 720 and up to 850 may be eligible for First Tech Federal Credit Union Student Loan Refinancing.

First Tech Federal Credit Union Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by First Tech Federal Credit Union Student Loan Refinancing.

To qualify, applicants may need to provide the following documentation:

Loan payoff statements
Proof of income
Driver's license or other government photo ID
Proof of identity
U.S. tax identification number

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2702 Orchard Pkwy

San Jose, CA 95134

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

10:00AM - 1:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+25

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

First Tech Federal Credit Union Student Loan Refinancing Community Reviews

Would you recommend First Tech Federal Credit Union Student Loan Refinancing to your friends?

Shernette W.

Dec 7, 2022

May or may not recommend

Yes, I would recommend. I took out one of these Federal Student Loan for my daughter. I like the fixed rate and the low and reasonable payment plan.

Marion S.

Nov 30, 2022

May or may not recommend

While this company does have many pros, including a fixed APR, being available to undergraduate/graduate students, and low fees. Due to the high credit score needed, I see this not being available to many of the population.

Rasheed M.

Nov 29, 2022

May or may not recommend

For the fact that it considers both undergraduate and graduate degree holder makes me want to recommend this Loan Refinancing. It's rate are fixed and mathematically computable, which makes it easy for repayment. Moreso, it has takes into consideration the students before setting the loan period. It's a great Student Loan

Chizobam O.

Nov 29, 2022

May or may not recommend

This company has amazing deals to offer without a doubt, for example, the three payment options, very easy application, a 10,000 bonus reward with their credit card, no loan or prepayment fee, and a minimum credit score of 600 but they fail to talk about hidden fees, can not pause payment during forbearance like the military lending act the coverage was not listed, nothing was said about natural disaster coverage ...Show More

Showing 4 of 4 reviews