PenFed Credit Union Student Loan Refinance
in Student Loan Refinancing from PenFed Credit Union
Unaffiliated Visit Site Find My Best RatePenFed Credit Union Student Loan Refinance
in Student Loan Refinancing from PenFed Credit Union
Would you recommend PenFed Credit Union Student Loan Refinance to your friends?
| Community Rating | Strongly recommended |
| Fixed APR | 3.5% - 7.28% |
| Variable APR | 3.56% - 7.34% |
| Loan Amount | $7,500 - $300,000 |
| Loan Term | 5 - 15 years |
PenFed Credit Union Student Loan Refinance Review
PenFed Credit Union Student Loan Refinance is a student loan refinance offering by PenFed Credit Union, a credit union. Founded in 1935, PenFed Credit Union offers student loan refinancing in 50 states (and Washington, DC).
What APRs does PenFed Credit Union Student Loan Refinance offer on its student refinancing loans?
The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
PenFed Credit Union Student Loan Refinance offers variable rate APRs that range from 3.56% to 7.34%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.5% to 7.28% APR.
How much can you borrow via PenFed Credit Union Student Loan Refinance?
Loan amounts start at $7,500 and go up to $300,000
Does PenFed Credit Union Student Loan Refinance charge an origination fee?
No, PenFed Credit Union Student Loan Refinance does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does PenFed Credit Union Student Loan Refinance charge prepayment fees?
No, PenFed Credit Union Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does PenFed Credit Union Student Loan Refinance offer?
PenFed Credit Union Student Loan Refinance provides refinancing loans of 5 to 15 years.
What type of borrowers will PenFed Credit Union Student Loan Refinance consider?
PenFed Credit Union Student Loan Refinance considers loans applications from:
- graduate students
- parents of students
- undergraduate degree holders
- graduate degree holders
- parents of graduates
What do you need to qualify for a PenFed Credit Union Student Loan Refinance student loan refinance?
Applicants with a credit score of at least 670 can apply for a loan via PenFed Credit Union Student Loan Refinance.
Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.
Only U.S. citizens can apply for a loan.
To qualify, applicants must provide the following documentation:
- Proof of identity
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
- Proof of graduation
- Loan payoff statements
What is the estimated funding time for a student loan refinance via PenFed Credit Union Student Loan Refinance?
PenFed Credit Union Student Loan Refinance will typically fund loans within 3 and 14 days of approval.
Contact
- Headquarters
-
2930 Eisenhower Avenue
Alexandria, VA 22314 USA - (800) 247-5626
- Visit Site
Message from PenFed Credit Union
Other Services by PenFed Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Origination Fee | 0% |
PenFed Credit Union Student Loan Refinance Community Reviews
Would you recommend PenFed Credit Union Student Loan Refinance to your friends?
