SuperMoney 

Splash Financial Student Loan Refinance

in Student Loan Refinancing from Splash Financial, Inc.

Claimed Visit Site Get Personalized Rates

Splash Financial Student Loan Refinance

Claimed

in Student Loan Refinancing from Splash Financial, Inc.

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
0 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Splash Financial Student Loan Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Fixed APR 3.48% - 7.02%
Loan Amount $7,500 - $1,000,000
Variable APR 2.43% - 7.6%
Loan Term 5 - 20 years

Splash Financial Student Loan Refinance Review

Splash Financial Student Loan Refinance is a student loan refinance offering by Splash Financial, Inc., . Founded in 2012, Splash Financial, Inc. offers student loan refinancing in 50 states (and Washington, DC).

What APRs does Splash Financial Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Splash Financial Student Loan Refinance offers variable rate APRs that range from 2.43% to 7.6%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.48% to 7.02% APR.

How much can you borrow via Splash Financial Student Loan Refinance?

Loan amounts start at $7,500 and go up to $1,000,000

Does Splash Financial Student Loan Refinance charge an origination fee?

No, Splash Financial Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Splash Financial Student Loan Refinance charge prepayment fees?

No, Splash Financial Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Splash Financial Student Loan Refinance offer?

Splash Financial Student Loan Refinance provides refinancing loans of 5 to 20 years.

What type of borrowers will Splash Financial Student Loan Refinance consider?

Splash Financial Student Loan Refinance considers loans applications from:

  • parents of students
  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for Splash Financial Student Loan Refinance?

Applicants with a credit score of at least 670 and up to 850 are eligible for Splash Financial Student Loan Refinance.

To qualify for student loan refinancing with Splash Financial Student Loan Refinance, applicants need a minimum annual income of $25,000 or higher. Splash Financial Student Loan Refinance only considers borrowers who are employed and meet the minimum income requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Splash Financial Student Loan Refinance. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of graduation
  • Loan payoff statements
  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit

What is the estimated funding time for a student loan refinance via Splash Financial Student Loan Refinance?

Splash Financial Student Loan Refinance will typically fund loans within 3 and 14 days of approval.

SPLASH FINANCIAL STUDENT LOAN REFINANCE Disclosure: Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   812 Huron Rd. E, Suite 350
    Clevelend, OH 44115
  •   Visit Site

Message from Splash Financial, Inc.

We created Splash Financial because our friends were drowning in student loan debt and had nowhere to turn for help. We knew that if our friends were suffering, it was likely that people all over the country were struggling with the same issues - the burden of high student loan balances, with high interest rates and large monthly payments. We believe young professionals will have a huge impact in the world - that's why we're investing in you now.

About Splash Financial Student Loan Refinance

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Origination Fee 0%
Late Fee After (number of days) 5
Late Fee Amount $25
Cosigner Optional  
Credit Score Range 670 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $25,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Loan Payoff Statements
  • Proof of Graduation
  • Proof of Identity
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Variable APR 2.43% - 7.6%
Loan Amount $7.5K - $1M
Loan Term 5 - 20 years
Fixed APR 3.48% - 7.02%

Splash Financial Student Loan Refinance Community Reviews

 
 

Would you recommend Splash Financial Student Loan Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Student Loan Refinancing

LendKey Student Loan Refinance
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews