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  Ardent CU Student Loans
Ardent CU Student Loans
in Private Student Loans from Ardent Credit Union
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Ardent CU Student Loans

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in Private Student Loans from Ardent Credit Union
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Highlights
Fixed APR 5.99% - 9.89%
Variable APR 5.74% - 9.64%
Loan Amount Up to $100,000

Ardent CU Student Loans Review

Ardent CU Student Loans is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU Student Loans are available in 50 states (and Washington, DC).

Ardent CU Student Loans FAQ

What rates does Ardent CU Student Loans offer for in-school private student loan?

Ardent CU Student Loans has a variable APR that ranges from 5.74% up to 9.64%.

It offers a fixed APR that ranges from 5.99% up to 9.89%.

How much can you borrow from Ardent CU Student Loans?

Available loan amounts may vary by applicant and offers loans up to 100K.

Does Ardent CU Student Loans charge an origination fee?

Yes, Ardent CU Student Loans charges a loan origination fee.

Does Ardent CU Student Loans charge prepayment fees?

Yes, Ardent CU Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Ardent CU Student Loans offer?

Ardent CU Student Loans provides repayment terms ranging from 5 to 25 years.

What type of borrowers will Ardent CU Student Loans consider?

Ardent CU Student Loans considers loans applications from:

  • undergraduate students

What do you need to qualify for Ardent CU Student Loans?

Ardent CU Student Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Ardent CU Student Loans does not have or does not disclose a minimum annual income eligibility requirement. Ardent CU Student Loans only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ardent CU Student Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit

Is Ardent Credit Union a legit company?

Ardent Credit Union was founded in 1977, it is a well-established company that has been in business for 46 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Over the Phone
  • Automatic Payments
  • Credit/Debit Card
  • Bank Transfer
Loan Term 5 - 25 years
Fixed APR 5.99% - 9.89%
Variable APR 5.74% - 9.64%
Loan Amount Up to $100,000

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