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Private Student Loans
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Last Updated: 04/18/2025

Ardent CU Student Loans

in Private Student Loans from Ardent Credit Union

Last Updated: 04/18/2025

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Highlights

Fixed APR

5.99% - 9.89%

Variable APR

5.74% - 9.64%

Amount Range

Up to $100,000
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Ardent CU Student Loans Review

Ardent CU Student Loans is offered by Ardent Credit Union, a credit union founded in 1977 and based in Philadelphia, PA. Ardent CU Student Loans are available in 50 states and Washington, DC.

Ardent CU Student Loans FAQ

What rates does Ardent CU Student Loans offer for in-school private student loan?

Ardent CU Student Loans has a variable APR that ranges from 5.74% up to 9.64% .
It offers a fixed APR that ranges from 5.99% up to 9.89% .

How much can you borrow from Ardent CU Student Loans?

Available loan amounts may vary by applicant and offers loans up to $100K.

Does Ardent CU Student Loans charge an origination fee?

Yes, Ardent CU Student Loans charges a loan origination fee .

Does Ardent CU Student Loans charge prepayment fees?

Yes, Ardent CU Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Ardent CU Student Loans offer?

Ardent CU Student Loans provides repayment terms ranging from 5 to 25 years.

What type of borrowers will Ardent CU Student Loans consider?

Ardent CU Student Loans considers loans applications from:

    What do you need to qualify for Ardent CU Student Loans?

    Ardent CU Student Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    Ardent CU Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ardent CU Student Loans.
    To qualify, applicants may need to provide the following documentation:
    • Proof of income
    • Driver's license or other government photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    Is Ardent Credit Union a legit company?

    Ardent Credit Union was founded in 1977, it is a well-established company that has been in business for 49 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1500 Spring Garden St
    Suite 500
    Philadelphia, PA 19130
    (800) 806-9465
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 7:00PM
    Tuesday
    8:30AM - 7:00PM
    Wednesday
    8:30AM - 7:00PM
    Thursday
    8:30AM - 7:00PM
    Friday
    8:30AM - 7:00PM
    Saturday
    9:00AM - 3:00PM

    Other Services by Ardent Credit Union