Citizens Bank Student Loan
in Private Student Loans from Citizens Bank
Would you recommend Citizens Bank Student Loan to your friends?
| Community Rating | Strongly not recommended |
| Fixed APR | 5.75% - 12.1% |
| Variable APR | 4.46% - 12.33% |
| Loan Amount | $1,000 - $295,000 |
Citizens Bank Student Loan Review
Citizens Bank Student Loan is a private student loan offering by Citizens Bank, a bank based in Providence, RI. Founded in 1828, Citizens Bank offers student loans in 50 states (and Washington, DC).
What rates does Citizens Bank Student Loan offer for in-school private student loan?
Citizens Bank Student Loan has a variable APR that ranges from 4.46% up to 12.33%.
It offers a fixed APR that ranges from 5.75% up to 12.10%.
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from Citizens Bank Student Loan?
Available loan amounts may vary by applicant but Citizens Bank Student Loan has a minimum loan amount of $1,000 and offers loans up to $295,000.
Does Citizens Bank Student Loan charge an origination fee?
No, Citizens Bank Student Loan does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..
Does Citizens Bank Student Loan charge prepayment fees?
No, Citizens Bank Student Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does Citizens Bank Student Loan offer?
Citizens Bank Student Loan provides repayment terms ranging from 5 to 15 years.
What type of borrowers will Citizens Bank Student Loan consider?
Citizens Bank Student Loan considers loans applications from:
- undergraduate students
- graduate students
- parents of students
What do you need to qualify for a loan with Citizens Bank Student Loan?
Citizens Bank Student Loan doesn’t disclose its credit score minimum.
Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.
Citizens Bank Student Loan only considers borrowers who are employed.
U.S. citizens, permanent residents, and non-residents can all apply for a Citizens Bank Student Loan loan.
To qualify, applicants may need to provide the following documentation:
Contact
- Headquarters
-
1 Citizens Plz
Providence, RI 02903 USA - (877) 360-2472
- Visit Site
Other Services by Citizens Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 6 |
| No Origination Fee | |
| No Prepayment Fee |
Citizens Bank Student Loan Community Reviews
Would you recommend Citizens Bank Student Loan to your friends?
