Institution Type

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

Non-Profit

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

Time Zone

New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

Berlin (Central European Time)

Moscow (Moscow Time)

Shanghai (China Time)

Manila (Philippine time)

Limited Liability Company (LLC)
Incorporation (Inc.)
Corporation - C Corp (Corp.)
Corporation- S Corp  (Corp.)
Corporation- B Corp (Corp.)
Corporation - Nonprofit (Corp.)
Sole Proprietorship
Partnerships

Business Structure

Limited Liability Company (LLC)

Corporation - Nonprofit

Corporation - C Corp

Corporation - B Corp

Corporation - S Corp

Partnership

Sole Proprietorship

Support Options

Online Knowledge Base

Phone Support

Online Chat Support

Email and Ticketing

Local Branches

Social Media

Deposit Insurance

Member FDIC

Member SIPC

Insured by NCUA

No Origination Fee

No Prepayment Fee

Co-signing Allowed

Credit Score Range

Student Loan Type

Private

Federal

Good Student Rewards

Unemployment Protection

Loan Term (Years)

Up to Cost of Attendance

Amount Range

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

E-Central Credit Union was founded in 1943 and is based in Pasadena, CA.

Learn more about E-Central Credit Union and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with E-Central Credit Union.

Variable APR

Finance your education with the best private student loans. Compare top-rated lenders offering competitive rates, flexible repayment options, and personalized solutions to fit your needs.

Best Private Student Loans for <span class="desktop-bold">May 2026</span>

 E-Central Credit Union is offered by , founded in 1943 and based in Pasadena, CA. E-Central Credit Union are available in states.

E-Central Credit Union     is     offered   by ,        founded in 1943 and based in Pasadena, CA.    E-Central Credit Union     are     available in      states.

What rates does E-Central Credit Union offer for in-school private student loan?

How much can you borrow from E-Central Credit Union?

Available loan amounts may vary by applicant 

Does E-Central Credit Union charge an origination fee?

 Yes, E-Central Credit Union charges a loan origination fee . 

Yes, E-Central Credit Union charges a loan origination fee    .

Does E-Central Credit Union charge prepayment fees?

Yes, E-Central Credit Union charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does E-Central Credit Union offer?

E-Central Credit Union provides repayment terms ranging from to years.

E-Central Credit Union provides repayment terms ranging from  to  years.

What type of borrowers will E-Central Credit Union consider?

E-Central Credit Union considers loans applications from:

What do you need to qualify for E-Central Credit Union?

 E-Central Credit Union does not require or does not disclose a credit score minimum. 

 E-Central Credit Union does not have or does not disclose a minimum annual income eligibility requirement. 

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Best Private Student Loans

Consolidation Options for Federal and Private Student Loans

How to Get a Private Student Loan Without a Cosigner

7 Lesser-Known Ways to Repay Student Loans

10 Questions To Ask Yourself Before Applying For A Student Loan

Pay As You Earn (PAYE) Program: Student Loans More Affordable?

Is Obama's "Pay as You Earn" Program Enough?

Save money on your student debt with the best student loan refinancing options. Compare top-rated lenders offering lower rates, flexible terms, and customized solutions to fit your goals.

Lower your rates and improve your terms with a student debt refinance loan.

Your first checking account should work for you. Discover top-rated student accounts that offer everything you need—debit cards, mobile deposits, and parent-friendly access options

Need help covering expenses school loans won’t touch? Discover the best personal loans for students with flexible terms, no hidden fees, and options for borrowers with limited credit history.

Compare Best Private Student Loans for May 2026

Best {{ category.name }} for <span class="desktop-bold">{{#date "LLLL yyyy"}}{{/date}}</span>

Compare the best student loan refinance companies

Find the best Student Loans reviewed & compared by experts. Read real user reviews from borrowers like you.

Private Student Loans Reviews & Comparison

Best Private Student Loans - May 2026: Compare top providers and find the best deals for your financial situation with SuperMoney's comparison tools.

E-Central Credit Union Private Student Loans 2026 Reviews