Last Updated: 04/18/2025
Navy Federal Credit Union Student Loans
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Last Updated: 04/18/2025
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Highlights
Fixed APR
4.63% - 13.74%
Variable APR
7.15% - 15.63%
Amount Range
$2,000 - $160,000
Navy Federal Credit Union Student Loans Review
Navy Federal Credit Union Student Loans is offered by Navy Federal Credit Union, a credit union founded in 1933 and based in Vienna, VA. Navy Federal Credit Union Student Loans are available in 50 states and Washington, DC.
Navy Federal Credit Union Student Loans FAQ
What rates does Navy Federal Credit Union Student Loans offer for in-school private student loan?
Navy Federal Credit Union Student Loans has a variable APR that ranges from 7.15% up to 15.63% .
It offers a fixed APR that ranges from 4.63% up to 13.74% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from Navy Federal Credit Union Student Loans?
Available loan amounts may vary by applicant but Navy Federal Credit Union Student Loans has a minimum loan amount of $2K and offers loans up to $160K.
Does Navy Federal Credit Union Student Loans charge an origination fee?
No, Navy Federal Credit Union Student Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Navy Federal Credit Union Student Loans charge prepayment fees?
No, Navy Federal Credit Union Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does Navy Federal Credit Union Student Loans offer?
Navy Federal Credit Union Student Loans provides repayment terms ranging from 5 to 10 years.
Navy Federal Credit Union Student Loans offers borrowers unemployment protection. This means that if you lose your job -- or you have just finished school -- your loan payments are placed on a temporary hold.
What type of borrowers will Navy Federal Credit Union Student Loans consider?
Navy Federal Credit Union Student Loans considers loans applications from:
What do you need to qualify for Navy Federal Credit Union Student Loans?
Applicants with a credit score of at least 660 and up to 850 may be eligible for Navy Federal Credit Union Student Loans. Navy Federal Credit Union Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navy Federal Credit Union Student Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
- References
Is Navy Federal a legit company?
Navy Federal was founded in 1933, it is a well-established company that has been in business for 93 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 5:00PM
Tuesday
7:00AM - 5:00PM
Wednesday
7:00AM - 5:00PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 5:00PM
Saturday
Closed