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Last Updated: 04/18/2025

Navy Federal Credit Union Student Loans

in Private Student Loans from Navy Federal Credit Union

Last Updated: 04/18/2025

Navy Federal Credit Union Student Loans logo
Rating not yet determined1 total votes
1 users recommend

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Highlights

Fixed APR

4.63% - 13.74%

Variable APR

7.15% - 15.63%

Amount Range

$2,000 - $160,000
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Navy Federal Credit Union Student Loans Review

Navy Federal Credit Union Student Loans is offered by Navy Federal Credit Union, a credit union founded in 1933 and based in Vienna, VA. Navy Federal Credit Union Student Loans are available in 50 states and Washington, DC.

Navy Federal Credit Union Student Loans FAQ

What rates does Navy Federal Credit Union Student Loans offer for in-school private student loan?

Navy Federal Credit Union Student Loans has a variable APR that ranges from 7.15% up to 15.63% .
It offers a fixed APR that ranges from 4.63% up to 13.74% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Navy Federal Credit Union Student Loans?

Available loan amounts may vary by applicant but Navy Federal Credit Union Student Loans has a minimum loan amount of $2K and offers loans up to $160K.

Does Navy Federal Credit Union Student Loans charge an origination fee?

No, Navy Federal Credit Union Student Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Navy Federal Credit Union Student Loans charge prepayment fees?

No, Navy Federal Credit Union Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Navy Federal Credit Union Student Loans offer?

Navy Federal Credit Union Student Loans provides repayment terms ranging from 5 to 10 years.
Navy Federal Credit Union Student Loans offers borrowers unemployment protection. This means that if you lose your job -- or you have just finished school -- your loan payments are placed on a temporary hold.

What type of borrowers will Navy Federal Credit Union Student Loans consider?

Navy Federal Credit Union Student Loans considers loans applications from:

    What do you need to qualify for Navy Federal Credit Union Student Loans?

    Applicants with a credit score of at least 660 and up to 850 may be eligible for Navy Federal Credit Union Student Loans.
    Navy Federal Credit Union Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navy Federal Credit Union Student Loans.
    To qualify, applicants may need to provide the following documentation:
    • Proof of income
    • Driver's license or other government photo ID
    • Proof of identity
    • Proof of citizenship or residence permit
    • Proof of residence
    • References

    Is Navy Federal a legit company?

    Navy Federal was founded in 1933, it is a well-established company that has been in business for 93 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    820 Follin Ln SE
    Vienna, VA 22180
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    7:00AM - 5:00PM
    Tuesday
    7:00AM - 5:00PM
    Wednesday
    7:00AM - 5:00PM
    Thursday
    7:00AM - 5:00PM
    Friday
    7:00AM - 5:00PM
    Saturday
    Closed

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    SuperMoney Net Recommendation Score

    Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

    +100

    -1000+100
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    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Navy Federal Credit Union Student Loans Community Reviews

    Would you recommend Navy Federal Credit Union Student Loans to your friends?

    U

    Anonymous

    Aug 29, 2023

    May or may not recommend

    Good terms, great reviews seems like a good match for what I needed

    Showing 1 of 1 reviews

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