PNC Bank Student Loans

PNC Bank Student Loans Review

PNC Bank Student Loans is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Student Loans are available in 50 states (and Washington, DC).

PNC Bank Student Loans FAQ

What rates does PNC Bank Student Loans offer for in-school private student loan?

PNC Bank Student Loans has a variable APR that ranges from 5.64% up to 13.39%.

It offers a fixed APR that ranges from 4.49% up to 12.24%.

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from PNC Bank Student Loans?

Available loan amounts may vary by applicant but PNC Bank Student Loans has a minimum loan amount of 1K and offers loans up to 200K.

Does PNC Bank Student Loans charge an origination fee?

No, PNC Bank Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does PNC Bank Student Loans charge prepayment fees?

No, PNC Bank Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does PNC Bank Student Loans offer?

PNC Bank Student Loans provides repayment terms ranging from 5 to 15 years.

What type of borrowers will PNC Bank Student Loans consider?

PNC Bank Student Loans considers loans applications from:

• undergraduate students
• graduate students
• parents of students

What do you need to qualify for PNC Bank Student Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for PNC Bank Student Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

PNC Bank Student Loans does not have or does not disclose a minimum annual income eligibility requirement. PNC Bank Student Loans only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PNC Bank Student Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of citizenship or residence permit
• Proof of residence

Is PNC Bank a legit company?

PNC Bank was founded in 1845, it is a well-established company that has been in business for 178 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.