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  PNC Bank Student Loans

PNC Bank Student Loans

in Private Student Loans from PNC Bank

Unaffiliated

PNC Bank Student Loans

Unaffiliated

in Private Student Loans from PNC Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Fixed APR 6.19% - 12.99%
Variable APR 4.18% - 11.26%
Loan Amount $1,000 - $100,000

PNC Bank Student Loans Review

PNC Bank Student Loans is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Student Loans is offered in 50 states (and Washington, DC).

What rates does PNC Bank Student Loans offer for in-school private student loan?

PNC Bank Student Loans has a variable APR that ranges from 4.18% up to 11.26%.

It offers a fixed APR that ranges from 6.19% up to 12.99%.

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from PNC Bank Student Loans?

Available loan amounts may vary by applicant but PNC Bank Student Loans has a minimum loan amount of $1K and offers loans up to $100K.

Does PNC Bank Student Loans charge an origination fee?

No, PNC Bank Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..

Does PNC Bank Student Loans charge prepayment fees?

No, PNC Bank Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does PNC Bank Student Loans offer?

PNC Bank Student Loans provides repayment terms ranging from 1 to 15 years.

What type of borrowers will PNC Bank Student Loans consider?

PNC Bank Student Loans considers loans applications from:

  • undergraduate students
  • graduate students
  • parents of students

What do you need to qualify for PNC Bank Student Loans?

Applicants with a credit score of at least 600 and up to 850 are eligible for PNC Bank Student Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

PNC Bank Student Loans does not have or does not disclose a minimum annual income eligibility requirement. PNC Bank Student Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit
  • Proof of residence
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 6
No Origination Fee  
No Prepayment Fee  
Late Fee Amount $5
Minimum Age 18
Cosigner Optional  
Credit Score Range 600 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Verification Documents Required
  • Proof of Income
  • Proof of Residence
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Variable APR 4.18% - 11.26%
Loan Amount $1K - $100K
Loan Term 1 - 15 years
Fixed APR 6.19% - 12.99%

PNC Bank Student Loans Community Reviews

 
 

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