| Community Rating | Strongly not recommended |
| Fixed APR | 6.19% - 12.99% |
| Variable APR | 4.18% - 11.26% |
| Loan Amount | $1,000 - $100,000 |
PNC Bank Student Loans Review
PNC Bank Student Loans is a private student loan offering by PNC Bank, a bank based in Pittsburgh, PA. Founded in 1845, PNC Bank offers student loans in 50 states (and Washington, DC).
What rates does PNC Bank Student Loans offer for in-school private student loan?
PNC Bank Student Loans has a variable APR that ranges from 4.18% up to 11.26%.
It offers a fixed APR that ranges from 6.19% up to 12.99%.
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from PNC Bank Student Loans?
Available loan amounts may vary by applicant but PNC Bank Student Loans has a minimum loan amount of $1K and offers loans up to $100K.
Does PNC Bank Student Loans charge an origination fee?
No, PNC Bank Student Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..
Does PNC Bank Student Loans charge prepayment fees?
No, PNC Bank Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does PNC Bank Student Loans offer?
PNC Bank Student Loans provides repayment terms ranging from 1 to 15 years.
What type of borrowers will PNC Bank Student Loans consider?
PNC Bank Student Loans considers loans applications from:
- undergraduate students
- graduate students
- parents of students
What do you need to qualify for a loan with PNC Bank Student Loans?
Applicants with a credit score of at least 600 can apply for a loan via PNC Bank Student Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.
PNC Bank Student Loans only considers borrowers who are employed.
Only U.S. citizens and permanent residents can apply for a loan.To qualify, applicants may need to provide the following documentation:
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 USA - Visit Site
Other Services by PNC Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 6 |
| No Origination Fee | |
| No Prepayment Fee | |
| Late Fee Amount | $5 |
PNC Bank Student Loans Community Reviews
Would you recommend PNC Bank Student Loans to your friends?
