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  U-fi Student Loans

U-fi Student Loans

in Private Student Loans from U-fi

Unaffiliated

U-fi Student Loans

Unaffiliated

in Private Student Loans from U-fi

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Highlights
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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Fixed APR 5.09% - 12.58%
Variable APR 3.12% - 10.84%
Loan Amount Starting at $1,000

U-fi Student Loans Review

U-fi Student Loans is offered by U-fi, a marketplace lender founded in 2015 and based in Lincoln, NE. U-fi Student Loans is available in 49 states (and Washington, DC).

What rates does U-fi Student Loans offer for in-school private student loan?

U-fi Student Loans has a variable APR that ranges from 3.12% up to 10.84%.

It offers a fixed APR that ranges from 5.09% up to 12.58%.

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from U-fi Student Loans?

Available loan amounts may vary by applicant but U-fi Student Loans has a minimum loan amount of $1K

Does U-fi Student Loans charge an origination fee?

No, U-fi Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..

Does U-fi Student Loans charge prepayment fees?

No, U-fi Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does U-fi Student Loans offer?

U-fi Student Loans provides repayment terms ranging from 5 to 25 years.

What type of borrowers will U-fi Student Loans consider?

U-fi Student Loans considers loans applications from:

  • undergraduate students
  • graduate students
  • parents of students

What do you need to qualify for U-fi Student Loans?

Applicants with a credit score of at least 650 and up to 850 are eligible for U-fi Student Loans.

U-fi Student Loans does not have or does not disclose a minimum annual income eligibility requirement. U-fi Student Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens are, of course, eligible for the services offered by U-fi Student Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit
  • Proof of residence
  • References
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 6
No Origination Fee  
No Prepayment Fee  
Cosigner Optional  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Income
  • Proof of Residence
  • References
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Funding Time Range (in days) 7 - 14
Good Student Rewards  
Loan Term 5 - 25 years
Fixed APR 5.09% - 12.58%
Variable APR 3.12% - 10.84%
Loan Amount Starting at $1K
Up to Cost of Attendance  

U-fi Student Loans Community Reviews

 

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