Skip to content

SuperMoney: Budgeting AI

Financial calm, Finally.

Get
Home

401 (k)

A 401(k) plan is a retirement savings plan offered by many American employers that has tax advantages to the saver. It's named after section of U. Continue Reading Below

Content Types

  • Encyclopedia
  • Articles
  • About Topic

Related Topics

Encyclopedia Articles

Discover the definition of financial terms related to 401 (k).

Rollover: Meaning and Applications in Retirement Accounts Thumbnail

Rollover: Meaning and Applications in Retirement Accounts

SuperMoney Team

Indirect Rollover: Explained, Rules, and Practical Examples Thumbnail

Indirect Rollover: Explained, Rules, and Practical Examples

Silas Bamigbola

Agency Automatic Contributions: Definition and How They Work Thumbnail

Agency Automatic Contributions: Definition and How They Work

SuperMoney Team

DB(k) Plan Explained: Retirement Savings Hybrid, Benefits, and Challenges Thumbnail

DB(k) Plan Explained: Retirement Savings Hybrid, Benefits, and Challenges

Dan Agbo

Understanding Accrued Monthly Benefits: Definition, Calculation, and Comparison Thumbnail

Understanding Accrued Monthly Benefits: Definition, Calculation, and Comparison

Abi Bus

Automatic Investment Plans (AIPs): Definition, Benefits, and FAQs Thumbnail

Automatic Investment Plans (AIPs): Definition, Benefits, and FAQs

Abi Bus

Double Advantage Safe Harbor (DASH) 401(k): Definition, How It Works, Benefits, and Considerations Thumbnail

Double Advantage Safe Harbor (DASH) 401(k): Definition, How It Works, Benefits, and Considerations

Dan Agbo

Allocated Benefits: Definition, Regulation, and Comparison with Retirement Plans Thumbnail

Allocated Benefits: Definition, Regulation, and Comparison with Retirement Plans

Alessandra Nicole

Cash or Deferred Arrangement (CODA): Definition, How It Works, and Examples Thumbnail

Cash or Deferred Arrangement (CODA): Definition, How It Works, and Examples

Alessandra Nicole

Pension Plan Basics: Understanding Current Service Benefit, Calculation, and Safeguards Thumbnail

Pension Plan Basics: Understanding Current Service Benefit, Calculation, and Safeguards

Abi Bus

Page 5 of 8

Previous34567Next

Learn About 401 (k)

Thumbnail for Blog Article: Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

SuperMoney Team

Thumbnail for Blog Article: Trump’s New 401(k) Order: Will Crypto and Private Equity Change Retirement Forever?

Trump’s New 401(k) Order: Will Crypto and Private Equity Change Retirement Forever?

SuperMoney Team

Thumbnail for Blog Article: Behind on Retirement Savings? How to Reboot Your Retirement Plan

Behind on Retirement Savings? How to Reboot Your Retirement Plan

Jessica Walrack

Thumbnail for Blog Article: Defined Benefit Vs Defined Contribution Plans

Defined Benefit Vs Defined Contribution Plans

Camilla Smoot

Thumbnail for Blog Article: Secret of Retirement Savings: Making Up For Lost Time?

Secret of Retirement Savings: Making Up For Lost Time?

Jessica Walrack

Thumbnail for Blog Article: Walmart 401(k) Plan: 6% Match & Rules Guide (2026)

Walmart 401(k) Plan: 6% Match & Rules Guide (2026)

Emma Dillon

Page 1 of 5

12345Next

About 401 (k)

A 401(k) plan is a retirement savings plan offered by many American employers that has tax advantages to the saver. It's named after section of U.S Internal Revenue Code, and it works like this; when an employee signs up for one they agree with their company on how much money from each paycheck should go into an investment account each month. The employer may match part or all of that contribution. This money is invested into among a number of investment options, usually mutual funds.