Bad Credit

Bad credit refers to a person's poor creditworthiness, as reflected by their credit score and credit history. A person with bad credit may have a low credit score, which is a numerical representation of their creditworthiness. Continue Reading Below

Content Types

Related Topics

Encyclopedia Articles

Discover the definition of financial terms related to bad credit.

Secured Credit Card: How It Works, Who Needs One, and How to Graduate

Andrew Latham

Tribal Loans: Definitive Guide on Native American Loans

Andrew Latham

What is In-House Financing and How Does It Work?

Jamela Adam

What Is a Chattel Mortgage?

Lacey Stark

What is a Portfolio Loan?

Jamela Adam

Title Loan Explained: How It Works, Examples, Pros & Cons

SuperMoney Team

Layaway Explained: How It Works, Examples, Pros and Cons

SuperMoney Team

FICO score: What It Is and How to Improve It

Silas Bamigbola

What is a Purchase Money Mortgage?

Camilla Smoot

Subprime Borrower: Navigating Challenges with Examples and Solutions

SuperMoney Team

Page 1 of 5

1 2 3 4 5 Next

Learn About Bad Credit

Second Chance Car Financing: Best Options for Bad Credit Buyers

Andrew Latham

Rent to Own with Bad Credit: Best Options in 2026

Andrew Latham

5 Alternatives to Advance America: Find Better Loan Options In 2026

Andrew Latham

OneMain Financial vs. Upstart (2026): Which Is Right for You?

Andrew Latham

Oportun vs. Upstart (2026): Which Is Right for You?

Andrew Latham

How Can I Get a $500 Loan With No Credit Check?

David Hodges

9 Ways To Get a Loan With No Credit

Lee Huffman

5 Loans Like Credit Ninja: Find the Perfect Fit for Your Needs

Andrew Latham

5 Loans Like LendingPoint: Compare Top Alternatives In 2026

Andrew Latham

Loans Like Discover Personal Loans: Top 5 Alternatives & Best Picks

Andrew Latham

Loans Like Maxlend: Compare 5 Alternatives, Tips & FAQs

Andrew Latham

5 Alternatives to Loans Like Rise Credit: Compare, Save, and Borrow Smarter

Andrew Latham

5 Loans Like OneMain Financial: New Alternatives Worth Exploring

Andrew Latham

Loans Like LightStream: Top 5 Alternatives & How to Qualify

Andrew Latham

How To Get Personal Loans For Felons

Benjamin Locke

8 Cash Advance Apps Like Empower

Andrew Latham

Page 4 of 12

Previous 2 3 4 5 6 Next

About Bad Credit

Bad credit refers to a person's poor creditworthiness, as reflected by their credit score and credit history. A person with bad credit may have a low credit score, which is a numerical representation of their creditworthiness. A credit score is typically calculated based on a person's credit history, which is a record of their borrowing and repayment activity.

A person with bad credit may have a low credit score because they have a history of making late or missed payments, defaulting on loans, or maxing out their credit cards. This can indicate to lenders that the person is a high-risk borrower and may not be able to repay their debts.

As a result, a person with bad credit may have difficulty obtaining credit or loans from lenders, and they may be offered higher interest rates and fees if they are able to obtain credit. This can make it more expensive and difficult for them to borrow money or access credit.

Overall, bad credit refers to a person's poor creditworthiness, as reflected by their credit score and credit history. A person with bad credit may have difficulty obtaining credit or loans from lenders, and they may face higher costs and fees if they are able to obtain credit.