Banking refers to the business of providing financial services, including the acceptance of deposits, the making of loans, and the issuance of credit cards. Banks are financial institutions that are licensed to hold and manage money on behalf of individuals and businesses. They provide a range of services, including checking and savings accounts, loans, credit cards, and investment products. Banks are regulated by government agencies to ensure that they operate in a safe and sound manner, and they are typically required to maintain a certain level of capital to protect depositors and other customers.

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