Credit Ratings
Credit ratings are assessments of the creditworthiness of an individual or business, typically provided by a credit rating agency. These ratings are based on an analysis of a borrower's credit history and other financial information, and are used by lenders to help evaluate the risk of providing a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit ratings.

Net Debt-to-EBITDA Ratio: Definition, Importance, and Examples
SuperMoney Team

What Does Post Date Mean? Impact and Considerations
Dan Agbo

Authorized User: Definition, Rights, and Responsibilities
Rasana Panibe

Underlying Debt: Types and Role in Financial Markets
SuperMoney Team

Standard & Poor's Underlying Rating: Applications and Benefits
SuperMoney Team

Current Liquidity: Definition, Importance, Examples
Silas Bamigbola

Excess Spread: Definition, Importance, and Practical Examples
Silas Bamigbola

Negative Watch: Definition, Implications, Risks, and Strategies
Dan Agbo

Acceleration Covenant: Definition, How It Works, Applications, Consequences, and Considerations
Dan Agbo

Dealing with Delinquent Credit Card Accounts: Consequences and Solutions
Silas Bamigbola
Learn About Credit Ratings

Statute of Limitations on Debt in Delaware (2026): The 3-Year Rule
Andrew Latham

How To Rent a Home With Bad Credit Score?
Ossiana Tepfenhart

How Does a HELOC Affect Your Credit Score?
Lacey Stark

How to Remove KeyBridge Medical Revenue Care from Your Credit Report
Silas Bamigbola

How Do You Get a Repossession Off Your Credit Report?
Sammi Toner

How to Build Your Business Credit
Jessica Walrack

How and When to Refinance a Personal Loan
Jessica Walrack

How to Prepare Your Credit For Buying a New Home: 10 Tips
Julie Bawden-Davis

How To Remove Closed Accounts From Your Credit Report
Lacey Stark

What Credit Score Do You Start With?
Lacey Stark

How To Remove a Charge-Off Without Paying
Jamela Adam

What Is The Best Time To Apply For Credit Cards?
Jamela Adam

How To Raise Your Credit Score Without a Credit Card
Jamela Adam

Can I Rent An Apartment With Collections On My Credit Report?
Lacey Stark

What is Credit and How Does Credit Work?
Erin Gobler

How To Get Late Payments Removed From Your Credit Report
Jamela Adam