Credit Risk
Credit risk is the potential for a borrower to default on their loan, which could result in a financial loss for the lender. Lenders assess credit risk when deciding whether to provide a loan, and often require collateral or a credit score to mitigate this risk. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit risk.

Underwriting Standards: Definition, Implementation, and Real-world Examples
SuperMoney Team

What Is a Line of Credit? Types, Rates, and How to Use One
Andrew Latham

Fixed-Income Securities: What They Are and How They Work
SuperMoney Team

Collateralized Loan Obligation (CLO): Definition, Types, and How It Works
SuperMoney Team

Risk Management: Definition, Importance, and Strategies
SuperMoney Team

Dun and Bradstreet: What It Is, How It Works, and Examples
SuperMoney Team

Exchange-Traded Notes (ETNs): What They Are, How They Work, Pros And Cons
SuperMoney Team

Financial Risk Explained: How It Works, Types, and Examples
SuperMoney Team

Asset-Backed Securities (ABS): Definition, How It Works, Types, and Examples
SuperMoney Team

Aging AR Report: What it is and How to Calculate
Silas Bamigbola
Learn About Credit Risk

How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges

Does Being A Co-Signer Affect Your Ability To Get A Loan
Benjamin Locke

What Is The Max Credit Score You Can Achieve?
Benjamin Locke

When Were Credit Scores Invented?
Benjamin Locke

How to Get a Cosigner for a Car Loan (and When It Makes Sense)
Andrew Latham

How Much Does a Debt Settlement Lawyer Cost?
Lacey Stark

What To Do When You Lose Your Credit Card
Lacey Stark

Can I Rent An Apartment With Collections On My Credit Report?
Lacey Stark

Do Credit Cards Have Pins?
Camilla Smoot

What Are the Advantages of a Debit Card?
David Hodges

How To Get A Credit Card With No Credit
Stu Lustman

Cosigning a Mortgage Loan: Pros and Cons
Ossiana Tepfenhart

5 Credit Score Myths You Can Stop Believing
Ben Luthi

Does Breaking a Lease Affect Your Credit Score?
Justin Smith

How to Cancel a Chase Credit Card
Lacey Stark

Best Credit Cards That Allow Cosigners in 2026
Ben Luthi