Credit Scores and Scoring
Your credit score is a number that represents your creditworthiness, or how likely you are to repay your debts. Credit scores are used by lenders to decide whether to give you a loan and at what interest rate. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit scores and scoring.
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Loan Servicing: Definition and Lifecycle
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Past Due Bills: Meaning and Consequences
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Finance Charges: Definition, Occurrences and How to Calculate
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Layaway Explained: How It Works, Examples, Pros and Cons
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What Is Tier 1 Credit (Or Tier 2 or 3 for that matter)?
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Vendor Financing: What It Is, How It Works, and Real-World Examples
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Soft Credit Check: How it Works, Benefits, and Examples
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Collection Agency: Definition, Strategies, and Consumer Rights
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Learn About Credit Scores and Scoring
Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
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SoFi® vs Upstart: Rates, Fees, Features & Why It Matters
Andrew Latham
Debt to Income Ratio: More Important Than Credit Score?
SuperMoney Team
Personal Loans for Low Income Earners
Benjamin Locke
Annual Income For Credit Card Applications: (2026 Playbook)
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How to Finance a Vacation Home (Updated 2026)
Jessica Walrack
How to Get Pre-Approved for a Mortgage (Step-by-Step Guide for Homebuyers)
SuperMoney Team
How Long Does Bankruptcy Stay on Your Credit Report?
Andrew Latham
How Long Do Closed Accounts Stay on Your Credit Report?
Andrew Latham
How Long Do Credit Inquiries Stay on Your Credit Report (and How Many Points Will It Cost You)?
Lacey Stark
How Long Do Collections Stay on Your Credit Report?
Andrew Latham
How Long Does a Charge-Off Stay on Your Credit Report?
Andrew Latham
How Long Do Late Payments Stay on Your Credit Report?
Andrew Latham
Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke
How Auto Loan Refinancing Works
Julie Pimentel
How to Use a Personal Loan to Build Credit
Andrew Latham
About Credit Scores and Scoring
Your credit score is a number that represents your creditworthiness, or how likely you are to repay your debts. Credit scores are used by lenders to decide whether to give you a loan and at what interest rate. Credit scores are calculated based on information in your credit report, which is a record of your credit history.| Credit score | Scale |
|---|---|
| 300 | Poor |
| 301 | Poor |
| 302 | Poor |
| 303 | Poor |
| 304 | Poor |
| 305 | Poor |
| 306 | Poor |
| 307 | Poor |
| 308 | Poor |
| 309 | Poor |
| 310 | Poor |
| 311 | Poor |
| 312 | Poor |
| 313 | Poor |
| 314 | Poor |
| 315 | Poor |
| 316 | Poor |
| 317 | Poor |
| 318 | Poor |
| 319 | Poor |
| 320 | Poor |
| 321 | Poor |
| 322 | Poor |
| 323 | Poor |
| 324 | Poor |
| 325 | Poor |
| 326 | Poor |
| 327 | Poor |
| 328 | Poor |
| 329 | Poor |
| 330 | Poor |
| 331 | Poor |
| 332 | Poor |
| 333 | Poor |
| 334 | Poor |
| 335 | Poor |
| 336 | Poor |
| 337 | Poor |
| 338 | Poor |
| 339 | Poor |
| 340 | Poor |
| 341 | Poor |
| 342 | Poor |
| 343 | Poor |
| 344 | Poor |
| 345 | Poor |
| 346 | Poor |
| 347 | Poor |
| 348 | Poor |
| 349 | Poor |
| 350 | Poor |
| 351 | Poor |
| 352 | Poor |
| 353 | Poor |
| 354 | Poor |
| 355 | Poor |
| 356 | Poor |
| 357 | Poor |
| 358 | Poor |
| 359 | Poor |
| 360 | Poor |
| 361 | Poor |
| 362 | Poor |
| 363 | Poor |
| 364 | Poor |
| 365 | Poor |
| 366 | Poor |
| 367 | Poor |
| 368 | Poor |
| 369 | Poor |
| 370 | Poor |
| 371 | Poor |
| 372 | Poor |
| 373 | Poor |
| 374 | Poor |
| 375 | Poor |
| 376 | Poor |
| 377 | Poor |
| 378 | Poor |
| 379 | Poor |
| 380 | Poor |
| 381 | Poor |
| 382 | Poor |
| 383 | Poor |
| 384 | Poor |
| 385 | Poor |
| 386 | Poor |
| 387 | Poor |
| 388 | Poor |
| 389 | Poor |
| 390 | Poor |
| 391 | Poor |
| 392 | Poor |
| 393 | Poor |
| 394 | Poor |
| 395 | Poor |
| 396 | Poor |
| 397 | Poor |
| 398 | Poor |
| 399 | Poor |
| 400 | Poor |
| 401 | Poor |
| 402 | Poor |
| 403 | Poor |
| 404 | Poor |
| 405 | Poor |
| 406 | Poor |
| 407 | Poor |
| 408 | Poor |
| 409 | Poor |
| 410 | Poor |
| 411 | Poor |
| 412 | Poor |
| 413 | Poor |
| 414 | Poor |
| 415 | Poor |
| 416 | Poor |
| 417 | Poor |
| 418 | Poor |
| 419 | Poor |
| 420 | Poor |
| 421 | Poor |
| 422 | Poor |
| 423 | Poor |
| 424 | Poor |
| 425 | Poor |
| 426 | Poor |
| 427 | Poor |
| 428 | Poor |
| 429 | Poor |
| 430 | Poor |
| 431 | Poor |
| 432 | Poor |
| 433 | Poor |
| 434 | Poor |
| 435 | Poor |
| 436 | Poor |
| 437 | Poor |
| 438 | Poor |
| 439 | Poor |
| 440 | Poor |
| 441 | Poor |
| 442 | Poor |
| 443 | Poor |
| 444 | Poor |
| 445 | Poor |
| 446 | Poor |
| 447 | Poor |
| 448 | Poor |
| 449 | Poor |
| 450 | Poor |
| 451 | Poor |
| 452 | Poor |
| 453 | Poor |
| 454 | Poor |
| 455 | Poor |
| 456 | Poor |
| 457 | Poor |
| 458 | Poor |
| 459 | Poor |
| 460 | Poor |
| 461 | Poor |
| 462 | Poor |
| 463 | Poor |
| 464 | Poor |
| 465 | Poor |
| 466 | Poor |
| 467 | Poor |
| 468 | Poor |
| 469 | Poor |
| 470 | Poor |
| 471 | Poor |
| 472 | Poor |
| 473 | Poor |
| 474 | Poor |
| 475 | Poor |
| 476 | Poor |
| 477 | Poor |
| 478 | Poor |
| 479 | Poor |
| 480 | Poor |
| 481 | Poor |
| 482 | Poor |
| 483 | Poor |
| 484 | Poor |
| 485 | Poor |
| 486 | Poor |
| 487 | Poor |
| 488 | Poor |
| 489 | Poor |
| 490 | Poor |
| 491 | Poor |
| 492 | Poor |
| 493 | Poor |
| 494 | Poor |
| 495 | Poor |
| 496 | Poor |
| 497 | Poor |
| 498 | Poor |
| 499 | Poor |
| 500 | Poor |
| 501 | Poor |
| 502 | Poor |
| 503 | Poor |
| 504 | Poor |
| 505 | Poor |
| 506 | Poor |
| 507 | Poor |
| 508 | Poor |
| 509 | Poor |
| 510 | Poor |
| 511 | Poor |
| 512 | Poor |
| 513 | Poor |
| 514 | Poor |
| 515 | Poor |
| 516 | Poor |
| 517 | Poor |
| 518 | Poor |
| 519 | Poor |
| 520 | Poor |
| 521 | Poor |
| 522 | Poor |
| 523 | Poor |
| 524 | Poor |
| 525 | Poor |
| 526 | Poor |
| 527 | Poor |
| 528 | Poor |
| 529 | Poor |
| 530 | Poor |
| 531 | Poor |
| 532 | Poor |
| 533 | Poor |
| 534 | Poor |
| 535 | Poor |
| 536 | Poor |
| 537 | Poor |
| 538 | Poor |
| 539 | Poor |
| 540 | Poor |
| 541 | Poor |
| 542 | Poor |
| 543 | Poor |
| 544 | Poor |
| 545 | Poor |
| 546 | Poor |
| 547 | Poor |
| 548 | Poor |
| 549 | Poor |
| 550 | Poor |
| 551 | Poor |
| 552 | Poor |
| 553 | Poor |
| 554 | Poor |
| 555 | Poor |
| 556 | Poor |
| 557 | Poor |
| 558 | Poor |
| 559 | Poor |
| 560 | Poor |
| 561 | Poor |
| 562 | Poor |
| 563 | Poor |
| 564 | Poor |
| 565 | Poor |
| 566 | Poor |
| 567 | Poor |
| 568 | Poor |
| 569 | Poor |
| 570 | Poor |
| 571 | Poor |
| 572 | Poor |
| 573 | Poor |
| 574 | Poor |
| 575 | Poor |
| 576 | Poor |
| 577 | Poor |
| 578 | Poor |
| 579 | Poor |
| 580 | Fair |
| 581 | Fair |
| 582 | Fair |
| 583 | Fair |
| 584 | Fair |
| 585 | Fair |
| 586 | Fair |
| 587 | Fair |
| 588 | Fair |
| 589 | Fair |
| 590 | Fair |
| 591 | Fair |
| 592 | Fair |
| 593 | Fair |
| 594 | Fair |
| 595 | Fair |
| 596 | Fair |
| 597 | Fair |
| 598 | Fair |
| 599 | Fair |
| 600 | Fair |
| 601 | Fair |
| 602 | Fair |
| 603 | Fair |
| 604 | Fair |
| 605 | Fair |
| 606 | Fair |
| 607 | Fair |
| 608 | Fair |
| 609 | Fair |
| 610 | Fair |
| 611 | Fair |
| 612 | Fair |
| 613 | Fair |
| 614 | Fair |
| 615 | Fair |
| 616 | Fair |
| 617 | Fair |
| 618 | Fair |
| 619 | Fair |
| 620 | Fair |
| 621 | Fair |
| 622 | Fair |
| 623 | Fair |
| 624 | Fair |
| 625 | Fair |
| 626 | Fair |
| 627 | Fair |
| 628 | Fair |
| 629 | Fair |
| 630 | Fair |
| 631 | Fair |
| 632 | Fair |
| 633 | Fair |
| 634 | Fair |
| 635 | Fair |
| 636 | Fair |
| 637 | Fair |
| 638 | Fair |
| 639 | Fair |
| 640 | Fair |
| 641 | Fair |
| 642 | Fair |
| 643 | Fair |
| 644 | Fair |
| 645 | Fair |
| 646 | Fair |
| 647 | Fair |
| 648 | Fair |
| 649 | Fair |
| 650 | Fair |
| 651 | Fair |
| 652 | Fair |
| 653 | Fair |
| 654 | Fair |
| 655 | Fair |
| 656 | Fair |
| 657 | Fair |
| 658 | Fair |
| 659 | Fair |
| 660 | Fair |
| 661 | Fair |
| 662 | Fair |
| 663 | Fair |
| 664 | Fair |
| 665 | Fair |
| 666 | Fair |
| 667 | Fair |
| 668 | Fair |
| 669 | Fair |
| 670 | Good |
| 671 | Good |
| 672 | Good |
| 673 | Good |
| 674 | Good |
| 675 | Good |
| 676 | Good |
| 677 | Good |
| 678 | Good |
| 679 | Good |
| 680 | Good |
| 681 | Good |
| 682 | Good |
| 683 | Good |
| 684 | Good |
| 685 | Good |
| 686 | Good |
| 687 | Good |
| 688 | Good |
| 689 | Good |
| 690 | Good |
| 691 | Good |
| 692 | Good |
| 693 | Good |
| 694 | Good |
| 695 | Good |
| 696 | Good |
| 697 | Good |
| 698 | Good |
| 699 | Good |
| 700 | Good |
| 701 | Good |
| 702 | Good |
| 703 | Good |
| 704 | Good |
| 705 | Good |
| 706 | Good |
| 707 | Good |
| 708 | Good |
| 709 | Good |
| 710 | Good |
| 711 | Good |
| 712 | Good |
| 713 | Good |
| 714 | Good |
| 715 | Good |
| 716 | Good |
| 717 | Good |
| 718 | Good |
| 719 | Good |
| 720 | Good |
| 721 | Good |
| 722 | Good |
| 723 | Good |
| 724 | Good |
| 725 | Good |
| 726 | Good |
| 727 | Good |
| 728 | Good |
| 729 | Good |
| 730 | Good |
| 731 | Good |
| 732 | Good |
| 733 | Good |
| 734 | Good |
| 735 | Good |
| 736 | Good |
| 737 | Good |
| 738 | Good |
| 739 | Good |
| 740 | Very Good |
| 741 | Very Good |
| 742 | Very Good |
| 743 | Very Good |
| 744 | Very Good |
| 745 | Very Good |
| 746 | Very Good |
| 747 | Very Good |
| 748 | Very Good |
| 749 | Very Good |
| 750 | Very Good |
| 751 | Very Good |
| 752 | Very Good |
| 753 | Very Good |
| 754 | Very Good |
| 755 | Very Good |
| 756 | Very Good |
| 757 | Very Good |
| 758 | Very Good |
| 759 | Very Good |
| 760 | Very Good |
| 761 | Very Good |
| 762 | Very Good |
| 763 | Very Good |
| 764 | Very Good |
| 765 | Very Good |
| 766 | Very Good |
| 767 | Very Good |
| 768 | Very Good |
| 769 | Very Good |
| 770 | Very Good |
| 771 | Very Good |
| 772 | Very Good |
| 773 | Very Good |
| 774 | Very Good |
| 775 | Very Good |
| 776 | Very Good |
| 777 | Very Good |
| 778 | Very Good |
| 779 | Very Good |
| 780 | Very Good |
| 781 | Very Good |
| 782 | Very Good |
| 783 | Very Good |
| 784 | Very Good |
| 785 | Very Good |
| 786 | Very Good |
| 787 | Very Good |
| 788 | Very Good |
| 789 | Very Good |
| 790 | Very Good |
| 791 | Very Good |
| 792 | Very Good |
| 793 | Very Good |
| 794 | Very Good |
| 795 | Very Good |
| 796 | Very Good |
| 797 | Very Good |
| 798 | Very Good |
| 799 | Very Good |
| 800 | Excellent |
| 801 | Excellent |
| 802 | Excellent |
| 803 | Excellent |
| 804 | Excellent |
| 805 | Excellent |
| 806 | Excellent |
| 807 | Excellent |
| 808 | Excellent |
| 809 | Excellent |
| 810 | Excellent |
| 811 | Excellent |
| 812 | Excellent |
| 813 | Excellent |
| 814 | Excellent |
| 815 | Excellent |
| 816 | Excellent |
| 817 | Excellent |
| 818 | Excellent |
| 819 | Excellent |
| 820 | Excellent |
| 821 | Excellent |
| 822 | Excellent |
| 823 | Excellent |
| 824 | Excellent |
| 825 | Excellent |
| 826 | Excellent |
| 827 | Excellent |
| 828 | Excellent |
| 829 | Excellent |
| 830 | Excellent |
| 831 | Excellent |
| 832 | Excellent |
| 833 | Excellent |
| 834 | Excellent |
| 835 | Excellent |
| 836 | Excellent |
| 837 | Excellent |
| 838 | Excellent |
| 839 | Excellent |
| 840 | Excellent |
| 841 | Excellent |
| 842 | Excellent |
| 843 | Excellent |
| 844 | Excellent |
| 845 | Excellent |
| 846 | Excellent |
| 847 | Excellent |
| 848 | Excellent |
| 849 | Excellent |
| 850 | Excellent |