Flood Insurance

Flood insurance is a type of insurance that covers damages and losses caused by flooding. Flooding is a common natural disaster that can cause significant damage to homes and businesses, and standard homeowners insurance policies typically do not provide coverage for flood-related damages. Continue Reading Below

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About Flood Insurance

Flood insurance is a type of insurance that covers damages and losses caused by flooding. Flooding is a common natural disaster that can cause significant damage to homes and businesses, and standard homeowners insurance policies typically do not provide coverage for flood-related damages. A flood insurance policy is a separate policy that can be purchased to provide financial protection in case of a flood. Flood insurance is offered by the National Flood Insurance Program (NFIP), which is managed by the Federal Emergency Management Agency (FEMA), as well as by private insurance companies. Flood insurance is required for properties located in high-risk flood zones, and it is strongly recommended for properties located in other areas that are at risk of flooding.