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Non-Qualified Mortgages

A Non-Qualified Mortgage, or non-QM, is any home loan that doesn't comply with the Qualified Mortgage (QM) rules set by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to non-qualified mortgages.

Non-Recourse Loan: How It Works vs. Recourse Debt Thumbnail

Non-Recourse Loan: How It Works vs. Recourse Debt

Andrew Latham

What is a Qualified Mortgage? Thumbnail

What is a Qualified Mortgage?

Joseph Wales

Nonperiodic Distribution: Definition, How It Works, Penalties, and Exemptions Thumbnail

Nonperiodic Distribution: Definition, How It Works, Penalties, and Exemptions

Dan Agbo

What Is A Non-Qualified Mortgage (Non-QM Loan) Thumbnail

What Is A Non-Qualified Mortgage (Non-QM Loan)

SuperMoney Team

Learn About Non-Qualified Mortgages

Thumbnail for Blog Article: Mortgage Options for Self-Employed Borrowers: How to Qualify When You Work for Yourself

Mortgage Options for Self-Employed Borrowers: How to Qualify When You Work for Yourself

Andrew Latham

Thumbnail for Blog Article: What Is a Jumbo Loan? Definition, Limits, and How It Works

What Is a Jumbo Loan? Definition, Limits, and How It Works

Andrew Latham

Thumbnail for Blog Article: Jumbo Loans for Self-Employed: Bank Statement Programs

Jumbo Loans for Self-Employed: Bank Statement Programs

Andrew Latham

Thumbnail for Blog Article: Conventional Mortgage Loan Limits by County: 2026 Guide

Conventional Mortgage Loan Limits by County: 2026 Guide

Andrew Latham

Thumbnail for Blog Article: How To Calculate Self-Employed Income For Mortgage Loans

How To Calculate Self-Employed Income For Mortgage Loans

Jamela Adam

Thumbnail for Blog Article: How To Get a Mortgage When Self-Employed

How To Get a Mortgage When Self-Employed

Jamela Adam

About Non-Qualified Mortgages

A Non-Qualified Mortgage, or non-QM, is any home loan that doesn't comply with the Qualified Mortgage (QM) rules set by the Dodd-Frank Wall Street Reform and Consumer Protection Act.