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Home Equity Agreements

Shared equity agreements are arrangements in which two or more parties share ownership in a property. In a shared equity agreement, one party, typically the homeowner, agrees to sell a portion of their equity in the property to the other party, typically a private investor or a government agency. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to home equity agreements.

What is a Home Equity Investment Agreement (HEA/HEI)? Thumbnail

What is a Home Equity Investment Agreement (HEA/HEI)?

Andrew Latham

The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit Thumbnail

The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit

Jessica Walrack

What is a Shared Equity Financing Agreement? Thumbnail

What is a Shared Equity Financing Agreement?

David Hodges

What is Fractional Ownership? Pros And Cons Of Fractional Home Ownership Thumbnail

What is Fractional Ownership? Pros And Cons Of Fractional Home Ownership

Bob Haegele

What is Shared Equity Homeownership? Thumbnail

What is Shared Equity Homeownership?

Lacey Stark

Learn About Home Equity Agreements

Thumbnail for Blog Article: What Happens When an HEI/HEA Term Ends?

What Happens When an HEI/HEA Term Ends?

Andrew Latham

Thumbnail for Blog Article: How Do HEI/HEA Agreements Work?

How Do HEI/HEA Agreements Work?

Andrew Latham

Thumbnail for Blog Article: Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?

Andrew Latham

Thumbnail for Blog Article: Pros and Cons of a Home Equity Investment

Pros and Cons of a Home Equity Investment

Andrew Latham

Thumbnail for Blog Article: How to Use Leverage to Build Wealth

How to Use Leverage to Build Wealth

Benjamin Locke

Thumbnail for Blog Article: How to Access Home Equity Without Refinancing: 5 Alternatives

How to Access Home Equity Without Refinancing: 5 Alternatives

Andrew Latham

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About Home Equity Agreements

Shared equity agreements are arrangements in which two or more parties share ownership in a property. In a shared equity agreement, one party, typically the homeowner, agrees to sell a portion of their equity in the property to the other party, typically a private investor or a government agency. The terms of the agreement will specify the amount of equity that is being sold and the percentage of ownership that the investor will receive. Shared equity agreements can provide homeowners with an alternative way to access the equity in their home, and they can offer investors the opportunity to earn a return on their investment. However, shared equity agreements can be complex, and it is important to carefully consider the potential risks and benefits before entering into one.