Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

How to Finance a Vacation Home (Updated 2026)
Jessica Walrack

How to Access Home Equity Without Refinancing: 5 Alternatives
Andrew Latham

How Soon Can You Refinance a Mortgage?
Camilla Smoot

Hometap vs Cash-Out Refinance: Which Option Helps You Tap Equity Smarter?
Andrew Latham

Hometap vs Reverse Mortgage: Which Is the Better Way to Tap Equity?
Andrew Latham

Down Payment Assistance Programs in Washington State (2026)
Andrew Latham

Legal Risks of a Cash-Out Refinance: Foreclosure, Deficiency & How to Protect Yourself
Andrew Latham

USDA Loan Property Eligibility 2026: What Homes Qualify and How to Check
Andrew Latham

Bridge Loan vs Construction Loan: Which Is Better for Building Your Next Home?
Andrew Latham

Lenders That Accept Land as Collateral: Financing Your Property
Benjamin Locke