What Is Regions Bank’s Routing Number?
ST
Summary:
Explore the process of locating your Regions Bank routing number and grasp its significance in a wide range of electronic banking operations. Discover the unique routing numbers assigned by Regions Bank for different states and delve into common inquiries regarding the bank’s routing number system.
Regions Financial Corporation, originally known as First Alabama Bancshares, traces its origins to the merger of three Alabama banks: the First National Bank of Montgomery (founded in 1871), Exchange Security Bank of Birmingham (founded in 1928), and the First National Bank of Huntsville (founded in 1856). The historical significance of the First National Bank of Huntsville is underscored by its establishment in a building dating back to 1835, which once served as a Civil War hospital for Union soldiers. Interestingly, this historic institution even held a rifle owned by Frank James as collateral for bail money during his incarceration across the street in the Madison County Jail. Regions Bank is still around, and it’s important to be familiar with their banking codes.
Compare Checking Accounts
Compare checking accounts. Discover your best option.
What is the Regions Bank routing number for wire transfers?
The routing number for Regions Bank used in wire transfers is 062005690. Note that this may vary based on the state where your account was opened. For inbound wire transfers, you need to provide this routing number along with your personal account number.
What is Regions Bank routing number?
The Regions Bank Bank routing number is 062005690.
Why a bank might have multiple routing numbers
In the context of incoming wire transfers, a bank’s routing number remains consistent, regardless of whether the transaction is domestic or international. This routing number serves as a unique identifier for the bank, allowing the sending institution to route the funds to the correct destination. Think of it as the bank’s “address” within the broader financial network.
However, it’s important to note that banks may have multiple routing numbers for various purposes. While the primary routing number remains the same for incoming wire transfers, financial institutions may use different routing numbers for other transactions, such as ACH transfers or direct deposits. These different routing numbers help banks categorize and process various types of transactions efficiently.
Additionally, when you examine a physical check issued by a bank, you may notice that it includes a routing number that differs from the primary routing number used for wire transfers. This is because checks often have region-specific or branch-specific routing numbers. These state or branch-specific routing numbers help in routing checks to the correct local branch for processing. This practice allows banks to streamline their check-clearing processes and ensure that funds reach the correct accounts promptly.
International wire transfers
For international wire transfers, you’ll need to use a SWIFT code instead of a routing number. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Regions Bank’s SWIFT Code is UPNBUS44.
What is the Regions Bank SWIFT code?
The Regions Bank SWIFT Code is UPNBUS44..
What is a routing number?
The concept of routing numbers in the United States dates back to 1910, introduced by the American Bankers Association (ABA). This initiative aimed to address the confusion prevalent in the processing of checks at that time. The ABA organized a meeting of clearing house managers in Chicago in December 1910, which led to the formation of a committee tasked with assigning unique numbers to each bank in the country. These routing numbers provided a precise identification for banks, akin to a street address or an IP address.
The importance of routing numbers is twofold
| Identification of Financial Institutions | Routing numbers act as unique identifiers for financial institutions. This role became increasingly important with the rise of paper check processing. The use of routing numbers made it simpler to identify which banks were issuing payments on checks, streamlining the transaction process. |
| Facilitating Payment and Clearing Processes | The routing number system played a crucial role in ensuring accurate and efficient financial transactions. It enabled banks to correctly pay patrons on behalf of check-writers. If a check was unfulfillable, the routing number guided the involved parties to the appropriate bank for payment resolution. This improved the efficiency and accuracy of financial transactions, especially when paper checks were the primary non-cash payment method. |
Routing numbers and what they mean
Bank routing numbers consist of a nine-digit sequence and are commonly located at the base of personal checks. Each digit within this code carries a specific significance in identifying financial institutions and their locations. This numerical string facilitates the accurate processing and clearance of financial transactions.
| First two digits | Identify the bank or credit union responsible for clearing financial transactions |
| Next two digits | Represent the bank’s processing center and its location |
| Next four digits | Serve to identify your bank |
| Last digit | Acts as the check digit, verifying the routing number’s validity |
Pro Tip
On financial transactions: “The process of conducting financial transactions has undergone a significant transformation in recent years. From bartering and physical coins, we’ve moved towards digital payments. The decline of cash payments and the rise of contactless payment methods have revolutionized the payment landscape. Technology is integral to these changes, with credit card processing technology and advanced business solutions altering how money and payments are managed.” -Mike Dion Founder at F9Finance.com.
SuperMoney may receive compensation from some or all of the companies featured, and the order of results are influenced by advertising bids, with exception for mortgage and home lending related products. Learn more
Loading results ...
Regions Bank routing number
Not all Regions Bank routing numbers are identical — the specific number used can vary based on the type of transaction being conducted. Whether you’re setting up a wire transfer, managing bill payments, or engaging in other types of banking transactions, it’s crucial to use the correct Regions Bank routing number tailored to your specific needs.
Regions Bank routing numbers by state
Regions Bank, like many banks, assigns different routing numbers for each state and in some cases, different numbers within a state. Below is a list of Regions Banks routing numbers by state:
| STATE | REGIONS BANK ROUTING NUMBER |
|---|---|
| Alabama | 062000019 |
| Arkansas | 082000109 |
| Florida | 063104668 |
| Georgia | 061101375 |
| Illinois | 071122661 |
| Indiana | 074014213 |
| Iowa | 073900438 |
| Kentucky | 083901744 |
| Louisiana | 065403626 |
| Mississippi | 065305436 |
| Missouri | 081001387 |
| North Carolina | 053012029 |
| South Carolina | 053201814 |
| Tennessee | 064000017 |
| Texas | 111900785 |
| Virginia | 051009296 |
How to find your Regions Bank routing number
Locating your Regions Bank routing number is a straightforward process. Here are the steps to help you find it:
- Check Your Checkbook: The easiest way to locate your Regions Bank routing number is by examining your checks. It’s typically a nine-digit number located at the bottom left corner of your checks.
- Online Banking Portal or Mobile App: For those who prefer digital methods, access your Regions Bank online banking portal or mobile app. The routing number is usually displayed on the account summary page.
- Regions Bank’s Website: Regions Bank’s official website may offer a routing number lookup tool. This tool can be particularly helpful if you remember the state where you opened your account.
- Bank Statements: Many Regions Bank account statements include the routing number on the first page. Take a look at your most recent statement for this information.
- Contact Customer Service: If you still need assistance, Regions Bank’s customer service team is available to help. They will guide you through the process, but be prepared to verify your identity for security purposes.
Your Regions Bank routing number is essential for various banking operations, such as setting up direct deposits, managing automatic bill payments, and executing wire transfers. Keeping it handy ensures you can perform these transactions with ease and accuracy.
FAQ
Where is Regions Bank’s headquarters located?
Regions Bank’s headquarters is situated at [Headquarters Address], [City], [State]. This central location serves as the hub for the bank’s extensive range of financial activities and symbolizes Regions Bank’s significant role in the banking sector.
What are some of the key services offered by Regions Bank?
Regions Bank is known for offering a diverse array of services, including personal and business banking, commercial banking, wealth management, and mortgage services. The bank is recognized for its innovative banking solutions and commitment to customer service, catering to a wide range of financial needs.
Does Regions Bank have a mobile banking app?
Yes, Regions Bank offers a mobile banking app that provides customers with convenient access to their accounts, the ability to make transfers, deposit checks remotely, and manage their finances on the go. The app is designed for ease of use and enhanced customer experience.
Is there a rewards program available for Regions Bank customers?
Regions Bank offers various rewards and loyalty programs, especially for credit card users. These programs may include cash back, points for purchases, and other incentives. Customers can find detailed information about these rewards by contacting the bank or exploring their official website.
What is the full legal name of Regions Bank?
The full legal name of the institution is Regions Bank, National Association. This title reflects its status as a nationally chartered bank and its affiliation with Regions Financial Corporation, highlighting its comprehensive range of banking services and operations.
Key takeaways
- Regions Bank Routing Number for Wire Transfers: The routing number for Regions Bank used in wire transfers is 062005690. However, it’s important to note that this routing number may vary based on the state where your account was opened. It is essential to provide this routing number along with your personal account number for inbound wire transfers.
- Multiple Routing Numbers for Different Purposes: While the primary routing number remains the same for incoming wire transfers, Regions Bank, like many other banks, may have multiple routing numbers for various purposes. Different routing numbers may be used for transactions such as ACH transfers or direct deposits. These different routing numbers help the bank categorize and process different types of transactions efficiently.
- SWIFT Code for International Wire Transfers: For international wire transfers, you need to use a SWIFT code instead of a routing number. Regions Bank’s SWIFT Code is UPNBUS44. This code is necessary for identifying the bank within the global financial network.
- Significance of Routing Numbers: Routing numbers play a crucial role in identifying financial institutions and streamlining financial transactions. They act as unique identifiers for banks, similar to street addresses or IP addresses. They are essential for facilitating accurate and efficient payment and clearing processes, especially in the case of paper check processing.
Share this post: