What Is Synovus Bank’s Routing Number?
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Last updated 04/16/2024 by
Benjamin LockeEdited by
Summary:
Curious about your Synovus routing number? Dive into understanding its essential function in banking processes and its role in enabling smooth financial transactions for Synovus clients. Learn how to effortlessly identify your specific Synovus routing number for a range of banking procedures.
Synovus Bank, a financial institution steeped in history and innovation, has carved a unique niche in the world of banking. Established in 1888 as Columbus Bank and Trust Company in Columbus, Georgia, it boasts a remarkable legacy spanning over a century. Throughout its history, Synovus has consistently been at the forefront of financial innovation, introducing groundbreaking banking services and technologies. Today, it continues to shape the future of banking, serving as a testament to its commitment to excellence and customer-centric approach.
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What is Synovus Bank’s routing number for wire transfers?
Synovus Bank employs a distinct routing number for domestic wire transfers and direct deposits: 061100606.
Synovus Bank’s routing number
For regular banking transactions, Synovus Bank’s routing number is 061100606.
Note: Synovus Bank only has 1 routing number for all financial transactions, but this isn’t always the case. Many times, a bank will have multiple routing numbers, one for wire transfers and others for various other purposes, such as local branch checks.
International wire transfers with Synovus Bank
For international wire transfers, Synovus Bank uses its own SWIFT code: FICOUS44. This code is essential for international banking transactions and facilitates the smooth transfer of funds across borders.
What is Synovus Bank’s SWIFT code?
For international wire transfers, Synovus Bank employs its SWIFT code, which is FICOUS44.
What is a routing number?
A routing number is a nine-digit numerical code crucial for identifying banks in financial transactions. This unique code ensures that funds are sent to the right bank. The routing number’s first four digits signify the Federal Reserve routing symbol, indicating the Federal Reserve district where the bank is located. The subsequent four digits, known as the ABA institution identifier, are assigned by the American Bankers Association and are vital for differentiating between banks. The final digit, the check digit, is used to confirm the routing number’s validity.
The importance of routing numbers is twofold
| Identification of Financial Institutions | Routing numbers act as unique identifiers for financial institutions. This role became increasingly important with the rise of paper check processing. The use of routing numbers made it simpler to identify which banks were issuing payments on checks, streamlining the transaction process. |
| Facilitating Payment and Clearing Processes | The routing number system played a crucial role in ensuring accurate and efficient financial transactions. It enabled banks to correctly pay patrons on behalf of check-writers. If a check was unfulfillable, the routing number guided the involved parties to the appropriate bank for payment resolution. This improved the efficiency and accuracy of financial transactions, especially when paper checks were the primary non-cash payment method. |
Routing numbers and what they mean
Bank routing numbers consist of a nine-digit sequence and are commonly located at the base of personal checks. Each digit within this code carries a specific significance in identifying financial institutions and their locations. This numerical string facilitates the accurate processing and clearance of financial transactions.
| First two digits | Identify the bank or credit union responsible for clearing financial transactions |
| Next two digits | Represent the bank’s processing center and its location |
| Next four digits | Serve to identify your bank |
| Last digit | Acts as the check digit, verifying the routing number’s validity |
How to find Synovus Bank’s routing number
- Check Your Checkbook: The simplest way to find your Synovus Bank routing number is by looking at your checkbook. The routing number is usually the nine-digit code located at the bottom left corner of your checks.
- Online Banking: If you utilize Synovus Bank’s online banking services, log into your account. You can typically find the routing number on your account summary page or within the account details section.
- Synovus Bank Mobile App: If you have the Synovus Bank mobile app, you can find your routing number there. Check the account information or settings section of the app for this detail.
- Bank Statements: Your monthly bank statements from Synovus Bank may also display the routing number. It’s often printed on the first page of the statement.
- Synovus Bank Website: Visit the official Synovus Bank website. They might offer a routing number lookup tool or have a section where this information is easily accessible for their customers.
- Contact Customer Service: If you’re having trouble finding your routing number through these methods, you can always contact Synovus Bank’s customer service. They will help you obtain the routing number, but be prepared to verify your identity for security reasons.
- Importance of Using the Correct Routing Number: It is crucial to use the correct routing number for different banking transactions, such as direct deposits, automatic bill payments, and wire transfers, to ensure they are processed smoothly and without errors.
Pro Tip
The biggest issue of using an incorrect routing number for a
banking transaction is the potential confusion for the bank’s customers. Unless the customer knows that routing numbers can be unique to the bank’s region or the type of transaction, that could spell some issues. But I’d wager it’s a very small problem now, as most people simply don’t need the number anymore unless they’re setting up direct deposit. Mobile payment methods are easier and faster than ACH transfers and checks. And for the most part, only large international banks have multiple routing numbers.” – Bethany Hickey, Personal Finance Expert at Finder
banking transaction is the potential confusion for the bank’s customers. Unless the customer knows that routing numbers can be unique to the bank’s region or the type of transaction, that could spell some issues. But I’d wager it’s a very small problem now, as most people simply don’t need the number anymore unless they’re setting up direct deposit. Mobile payment methods are easier and faster than ACH transfers and checks. And for the most part, only large international banks have multiple routing numbers.” – Bethany Hickey, Personal Finance Expert at Finder
FAQ
What is Synovus ATM withdrawal limit?
The ATM withdrawal limit for Synovus Bank varies depending on the type of account and the customer’s banking relationship with the bank. Typically, banks set daily ATM withdrawal limits to ensure security and manage fund availability. To find out the specific withdrawal limit for your Synovus account, it’s best to check directly with the bank or review your account terms and conditions.
Can I use my Synovus debit card in Europe?
Yes, you can use your Synovus debit card in Europe, as it is likely part of a major card network like Visa or MasterCard, which are widely accepted internationally. However, it’s important to notify Synovus of your travel plans to avoid any security holds on your card. Be aware of potential foreign transaction fees and exchange rates that may apply to your purchases and withdrawals in Europe.
Where is Synovus headquarters located?
Synovus Bank’s headquarters is located in Columbus, Georgia, United States. The bank, which has a rich history dating back to the late 19th century, has grown significantly over the years. Its central location in Columbus reflects its strong roots and commitment to serving the communities in the Southeastern region of the U.S.
What bank is Synovus affiliated with?
Synovus Bank operates as an independent bank and is not a subsidiary of another banking institution. However, it has a network of 39 locally branded divisions and numerous ATMs across the Southeastern United States. Synovus is known for its community banking model, which emphasizes local decision-making and personalized customer service.
Key takeaways
- Synovus Bank’s routing number, essential for both domestic wire transfers and direct deposits, is 061100606, simplifying financial transactions for its clients.
- For international wire transfers, Synovus Bank utilizes its own SWIFT code, FICOUS44, ensuring efficient cross-border fund transfers.
- Synovus Bank’s routing number is a nine-digit code crucial for identifying the bank in financial transactions, ensuring accurate and efficient processing.
- Banks may have multiple routing numbers to manage transactions more efficiently, often due to mergers, regional operations, or different types of transactions like wire transfers versus local branch checks.
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