Benjamin Locke
articles from Benjamin
427 posts
How Much Does Title Insurance Cost By State? (2024 Report)
Published 07/21/2024 by Benjamin Locke
Title insurance prices can vary significantly depending on where you live. Local regulations, the average value of properties, and competition among title insurance providers play a big role in determining premiums. Some states have higher costs due to more rigorous title search requirements and higher real estate prices.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/06/Screened-in-porch-A-house-with-a-newly-added-screened-in-porch.-The-porch-is-spacious-with-comfortable-furniture-including-chairs-and-a-table.-The-screens-are-clean-an-1024x585.jpg)
Understanding The Shift In Cash-Out Refinance Mortgages Between 2013-2023
Published 07/21/2024 by Benjamin Locke
In the decade spanning 2013 to 2023, the mortgage landscape has undergone significant transformations, especially in the realm of refinancing. Notably, cash-out refinance mortgages, where homeowners take out a loan exceeding their current mortgage to tap into home equity, saw fluctuating trends largely influenced by varying interest rates. During periods of rising interest rates, cash-out refinances became more common than rate-and-term refinances as homeowners sought liquidity despite higher borrowing costs.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/04/mortgage-home-equity-news.jpeg)
What Is The Average Cost Of Life Insurance By State?
Published 07/09/2024 by Benjamin Locke
Life insurance costs vary greatly by state due to factors such as local regulations, healthcare expenses, and demographics. Understanding these variations can help individuals choose the best policy for their needs.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2023/06/mortgage-life-insurance.jpeg)
Cost Of Boat Insurance By State
Published 07/09/2024 by Benjamin Locke
Sailing without insurance is like going out on the water without a life jacket—it’s risky and can lead to serious consequences. Just as a life jacket protects you from drowning, boater’s insurance protects you financially if something goes wrong on the water. Whether it’s an accident, theft, or a natural disaster, having insurance ensures you’re covered for damages and liabilities. Knowing your boater’s insurance options is crucial to safeguarding your vessel and your finances.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2022/05/how-much-is-boat-insurance.jpg)
What Is The Average Pet Insurance Cost By State?
Published 07/06/2024 by Benjamin Locke
Pet insurance costs vary widely by state due to local regulations, veterinary expenses, and pet health trends. Factors such as breed and age also significantly impact the cost of insurance, with older pets and certain breeds having higher premiums.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2022/08/can-i-buy-my-dog-a-plane-ticket.jpg)
Tax Burden By State (2024 Tax Burden Guide)
Published 07/05/2024 by Benjamin Locke
State tax burdens vary widely across the U.S. because of different tax policies. Alaska has low taxes due to its oil revenues, while New York has high taxes to support extensive public services. These differences significantly affect how much residents pay in taxes depending on where they live.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/01/tax-brackets-inflation.jpeg)
Cost of Homeowners Insurance By State (2024 Homeowners Insurance Guide)
Published 07/05/2024 by Benjamin Locke
Homeowners insurance costs differ widely based on state-specific factors such as local regulations and natural disaster risks. States with severe weather events tend to have higher insurance premiums, while those with milder conditions enjoy lower costs.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/06/Stone-veneer-A-modern-home-exterior-with-manufactured-stone-veneer.-The-veneer-is-expertly-applied-giving-the-house-a-sophisticated-and-rustic-look.-The-stone-is--1024x585.jpg)
What Does Flood Insurance Cost By State? (2024 Flood Insurance Guide)
Published 07/05/2024 by Benjamin Locke
Flood insurance costs differ widely based on state-specific factors such as local regulations, proximity to water bodies, and historical flood events. States with higher flood risks tend to have higher insurance premiums, while those with lower risks enjoy lower costs.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2018/07/flood-insurance-1024x624.jpg)
What Is The Cost Of Renters Insurance By State? (2024 Renters Insurance Guide)
Published 07/05/2024 by Benjamin Locke
Renters’ insurance costs differ widely based on state-specific factors such as local regulations and natural disaster risks. States with severe weather events tend to have higher insurance premiums, while those with milder conditions enjoy lower costs.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2016/12/Finance_Multiple_Rental_Properties.jpg)
Do You Need A Lawyer To Remove Your Name From Legal Documents
Published 06/14/2024 by Benjamin Locke
Understanding when you need a lawyer to change or remove your name from legal documents is crucial. This article provides a detailed guide to help you decide based on the complexity of your situation, potential disputes, and special circumstances.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2022/04/how-to-get-equity-out-of-your-home.jpg)