America’s government is deep in debt, and the majority of Americans are consumed with debt too. We all could use some old-fashioned money saving tips, so here are 10 quick ways everyone can save money this month. Many of the tips found in this post are darn right simple.
A typical American family flies by the seat of their pants, always in a rush. Does this scenario describe you? You wake up early in the morning rushing to get your family prepared for the day. You leave the house without lunches and an empty bellies. If this description fits you, does this happen every day? If so, this disorganization does not permeate just your mornings, but every facet of your family life.
Did you know that we can save a considerable amount of money if we gave more thought to our actions? Take the example above. Not only will the family members need to make a quick stop for breakfast, but they will need money for lunch. All of these expenditures add up, and these funds could be used for something else, like bills and groceries.
With that in mind how full is your pantry? It’s payday and you have been on the go the whole day. You are tired, cranky, and hungry, so is your family. The pantry is empty; you and your family deserve a treat, so you dine out. If your family consists of at least 3 members and you eat at the most inexpensive restaurant, you are will spend at least $30. To change this trend this month and every payday it just takes a little organization. Disorganization makes saving money impossible, and keeps you from:
- Knowing which bills are due
- Creating a menu
- Making a grocery shopping list
- Having enough food at home
Okay, perhaps you enjoy your spontaneous lifestyle, and you don’t consider the above tips helpful. Think about this for a minute. If you have no idea which bills are due, or where your bills are, several things can happen. The worst case scenario would be mismanaging your bill money by spending it on something else. You come home, turn on your faucet, and no water comes out. Now you have to pay the entire balance due plus a reconnection fee. I know a family that this situation created $250 in unexpected expenses. Well, hopefully this has never happened to you, but have you ever tracked how much money you have spent on late charges? If you were organized, not only would you pay your bills on time, you would know which payment methods have no surcharges.
You may think that creating a menu and a grocery list has little to no impact, but it does. I suggest pulling all of the items out of your pantry and refrigerator. Begin making your menu from what you have on hand. If you can make some meals with purchasing one or two items, add those meals to your menu. Complete your menu and make your shopping list. Again you mention, how is this saving my family money? Collect all the receipts from eating out and total the amount that you have spent in the last week. Go grocery shopping, compare the amount you spent shopping with the amount spend on eating out. Do you see how much you can save?
So try these quick money saving tips:
- Get Organized
- Create a Budget, and Follow it
- Create a Menu
- Make a Shopping List
- Go Grocery Shopping
- Cook at Home
- Pay Bills on Time
- Cut the Cable Cord
- Get a Library Card
- Download Free eBooks
We have already partially discussed the list above. Now it is time to delve into the other topics, such as cutting the cable cord. Thousands of people spend at least $100 a month on cable. Perhaps they are not aware of wonderful services like Hulu Plus and Netflix; each of these services are $7.99 monthly. With Hulu Plus you can watch television shows the day after they air on live TV. You can watch shows like Modern Family, Revolution, Saturday Night Live, America’s Next Top Model, Mob Doctor, Saving Hope, and New Girl. On Netflix you can watch television shows and movies.
If you spend a chunk of change on renting DVDs, or purchasing CDs, and books, save yourself some money and get a library card. You can borrow the latest DVDs, CDs, and books – at no charge. You can also download free eBooks from the internet. Kindle Nation Daily posts hundreds of free books on their website every day, and you don’t need a Kindle to read them. They upload directly to your Kindle Amazon Cloud Reader.
I hope these ideas will help you save some money this month.