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Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

234 posts

Can a First-Time Home Buyer Get a Jumbo Loan?

Published 10/16/2017 by Andrew Latham

Depending on where you live and your financial situation, if you are considering buying your first home, you might be looking for a loan that is considered “jumbo” by the mortgage industry.

So you want to buy a used car from a private seller. It’s cheaper than buying a new car, and often a better deal. But how do you buy a car from a private seller? Where do you start and what do you need to know?

Do Tax Relief Companies Work? Or Is It A Scam?

Published 10/13/2017 by Andrew Latham

If you’re struggling to pay back taxes, you are probably considering whether hiring a tax relief company will help. Although it’s important to exercise caution and avoid scammers, there are legitimate tax relief companies that provide real value. However, there is little a tax relief company can do that you can’t do by yourself if you have the time and resources to invest in studying tax relief programs and negotiating with the IRS.

Should You Refinance Federal Student Loans?

Published 10/05/2017 by Andrew Latham

Student loan debt is rapidly growing as students seek out more education. According to U.S. Department of Education data, 44 million Americans owed $1.4 trillion in federal student loans in 2018.

IRS Lien Release: Removing an IRS Tax Lien

Published 10/04/2017 by Andrew Latham

No one likes to get in trouble with the Internal Revenue Service (IRS). But if you have not paid your taxes in full, you are very likely to hear from the IRS. In such cases, the IRS can file a claim on your assets, known as a tax lien, until you pay what you owe.

The Top Factors Influencing Business Loan Decisions

Published 09/12/2017 by Andrew Latham

When you’re trying to get your business off the ground, the most important thing to make sure is that there’s enough funding to keep the lights on. According to a survey from The Federal Reserve, small businesses are more concerned with cash flow than any other concerns such as business costs or government regulations (Source). The good news is that there are a wide array of financing options out there, from traditional banks to online lenders to the government. But not all of the options are right for every business. Find out which are the top factors influencing business loan decisions and how it affects you.

Equifax announced in 2017 that criminals gained “unauthorized access” to the personal data of 143 million U.S. consumers and an undisclosed number of UK and Canadian residents.

How Much Does the Average Wedding Cost?

Published 07/25/2017 by Andrew Latham

Weddings are expensive. Everybody knows that. But how expensive? We talked to experts in wedding planning, dived deep into the leading wedding cost surveys, and organized mountains of data into graphs that answer all the questions you never knew you had about weddings. For example:

Buying a house is the largest purchase most of us will ever make. With so much hanging on one decision, it pays to ask yourself: what determines property value?

How to Finance an Overseas Property

Published 04/28/2017 by Andrew Latham

A charming Andalusian villa with a view of the Mediterranean, or a beachfront condo in the Caribbean? Wherever your dream overseas property lies, you’ll have to answer the same question. How will you finance an international home purchase?

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