The line between personal and business finance is extremely blurry when it comes to small businesses and entrepreneurs. According to the Federal Reserve’s latest Small Business Credit Survey¹, 14 percent of small business owners use personal loans and 86% of employer firms rely on their owners’ personal credit scores when applying for financing.

Small businesses are often underserved by banks. Just creating a bank account can be a slow and painful experience. The reasons are apparent. Small businesses provide less profit, don’t have a credit history, and usually don’t have the minimum balances banks require. However, fintech companies, such as Azlo, NorthOne, and Novo, are filling the space that banks have left behind and are making it easier for individuals and small businesses to access banking services.

Average home equity per household with a mortgage

Saving for college is one of the most important financial goals for students, parents, and even grandparents. And for good reason.

If your small business is in trouble, you’ve lost your job, or you’re struggling to pay the mortgage, there are coronavirus financial assistance resources that could help. The following is a comprehensive list of federal, state and private coronavirus financial assistance programs designed to help you during these challenging times.

Recessions are unavoidable, but fear-driven decisions can make them even more damaging. Economic downturns often tempt people to panic—selling off investments, hoarding cash, or making financial moves that hurt them in the long run. Instead of reacting impulsively, focus on strategic preparation: build savings, pay down debt, control expenses, and diversify income and investments.

It would be great if we were all discovered we had a bottomless trust fund to our name and no longer had to worry about money. But, at this stage, that’s unlikely.

The coronavirus pandemic is putting the jobs of millions of workers at risk. Last week alone 3.3 million people filed for unemployment. One of the main concerns is how people will take care of their mortgage and rent payments if they lose their jobs or see cuts in their hours and wages. This article provides a list of coronavirus mortgage relief programs available to homeowners and renters.

In all likelihood, your mortgage is the largest loan you’ll take out in your lifetime. Most Americans spend decades paying off their mortgage — and that means racking up a ton of interest. The good news is there s a tax deduction that can make your life a little easier. The mortgage interest deduction reduces the financial burden of mortgage interest, making it easier to become a homeowner.

Selling blood plasma is big business in the United States. It’s run by large corporations, such as Baxter International and Grigols, that bleed the most impoverished communities (source) to fuel a multibillion-dollar industry.