Best Prepaid Credit Cards

Prepaid credit cards look just like regular credit cards and function much like regular credit cards. But don’t let looks deceive you. Prepaid credit cards are actually not credit cards at all. In many ways, prepaid credit cards are more like debit cards than regular unsecured or even secured credit cards. The most significant distinction […]


If your credit score is poor – generally below 600, you’ll have trouble obtaining almost any type of credit. You’ll likely find it difficult to rent an apartment; bad credit can even disqualify you for many jobs. Fortunately, time is on your side. Derogatory items fade in importance as they fade further into the past. […]

You may hesitate to get a credit card because you’ve heard the horror stories about people racking up thousands of dollars in debt. Or you may have already damaged your credit through less-than-responsible credit card use. You might just prefer to conduct all your business in cash. Whatever the reason, you don’t have a credit […]

Almost any time you open a checking account, the bank will issue a debit card to you. While you may think of this as the ATM card to draw money out of your account, it can be used for so much more. While utilizing this card is convenient, there are some things that you should […]

Ten Alternatives To Credit Cards

You may have a damaged credit profile and be unable to qualify for a regular credit card. Or you may simply wish to avoid taking on high interest credit card debt. In either case, you don’t have a credit card and won’t be obtaining one anytime soon.  Nonetheless, you still need access to some means […]

Top Personal Loans of 2016

Whether you’re seeking a loan for home improvements, a long-anticipated vacation or simply to pay down credit card debt, these top personal loans represent your best options. While banks offer personal loans, the process tends to be lengthy and sometimes frustrating, especially for borrowers with less than perfect credit. In such circumstances, a non-bank lender […]

You handle most of your financial transactions with cash, checks or your debit card. But occasionally you encounter unexpected expenses for which you don’t have sufficient cash on hand. Or perhaps you want to purchase a big ticket item without waiting months or years to pay for it in cash. In either case, you’re faced […]

Top 10 Ways to Consolidate Credit Cards

Whether you’re drowning in credit card debt or simply want to reduce the number and amount of payments you make each month, consolidating credit cards is a savvy financial move. However, all methods of consolidating credit cards are not created equal. The ten strategies below vary from extremely desirable to approaches that should be considered […]

College graduates across the country leave school every year with degrees and high hopes – and far too often, mountains of debt. One option for reducing this burden is loan consolidation. The federal government has offered loan consolidation for decades, but recently private lenders have begun offering loan consolidation and refinancing as well. The options […]

Top 15 Small Business Loans

As a small business owner or an entrepreneur, securing working capital can be a challenge. Especially since the Great Recession, banks have been more stringent than ever with lending requirements. However, these 15 online non-bank lenders (listed in alphabetical order), provide alternatives for enterprising commercial borrowers. Balboa Capital Whether you need major equipment leasing, merchant […]