SuperMoney 
  Walmart Credit Card

Walmart Credit Card

in Personal Credit Cards from Synchrony Bank

Unaffiliated

Walmart Credit Card

Unaffiliated

in Personal Credit Cards from Synchrony Bank

SuperMoney Net Recommendation Score -68% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

3 users recommend
2 users are unsure
20 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $0
Purchase APR (Variable APR) 18.9% - 24.9%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 550 - 850
Number of Reviews 25

Overview

Who is Walmart Credit Card designed for?

What are the relevant APRs for Walmart Credit Card?

Walmart Credit Card has a variable purchase APR that ranges from 18.9% up to 24.9%.

Does Walmart Credit Card have an introductory APR offer?

Walmart Credit Card does not offer an introductory rate on new purchases.
Walmart Credit Card Rates & Terms
Purchase APR 18.9% - 24.9%

What are the Walmart Credit Card fees?

The following fees apply to Walmart Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
Walmart Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $38

Is there a Walmart Credit Card cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Office Supplies

What are the Walmart Credit Card benefits?

Walmart Credit Card provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Reports to major credit bureaus

Does Walmart Credit Card report your account activity to credit bureaus?

Walmart Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How does Walmart Credit Card compare to other credit cards?

Pros & Cons of Walmart Credit Card
Pros Cons
  • Applicants with poor credit and a limited credit history can qualify. Primary cardholders also receive free access to their FICO
  • $25 statement credit when you spend $75.
  • No annual fee and competitive interest rates & fees
  • Save 2% on fuel purchases at Murphy USA & Walmart gas stations
  • Low signup bonus
  • Modest bonus points when compared to other rewards credit cards
  • How to apply for Walmart Credit Card

    • Visit the Synchrony Bank .
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Minimum Interest Charge $1
    Late Fee Amount $38
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $5
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 550 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Fraud Liability  
    Free FICO Score  
    Credit Card Benefits
    • Fraud Liability
    • Free Credit Score
    Bonus Rewards 3%
    Every Purchase 1%
    No Reward Expiration Period  
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Office Supplies
    Signup Bonus $25
    Purchase APR (Variable APR) 18.9% - 24.9%
    Balance Computation daily balance

    Reviews

     
     

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    Page 1 of 2

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