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Walmart Credit Card

in Personal Credit Cards from Synchrony Bank

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Walmart Credit Card

Unaffiliated

in Personal Credit Cards from Synchrony Bank

SuperMoney Net Recommendation Score -68% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

3 users recommend
2 users are unsure
20 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR 18.9% - 24.9%
Balance Transfer APR N/A
Annual Fee $0
Credit Score Range 550 - 850
Number of Reviews 25

Overview

Who is this credit card designed for?

Walmart Credit Card is a store credit card issued by Synchrony Bank, which is based in Roanoke, AL. 

Walmart Credit Card is designed for people with a credit score of 550 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. Synchrony Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Walmart Credit Card has a variable purchase APR that ranges from 18.9% up to 24.9%.

Is an introductory APR offer available?

No, Walmart Credit Card does not come with an introductory APR offer for balance transfers.

Walmart Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Walmart Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • Walmart Credit Card does not charge a returned payment fee.

Is a rewards program offered?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Office Supplies

Is a signup bonus offered?

Yes, Walmart Credit Card offers card users a signup bonus worth up to $25 after spending $25.

Is an annual loyalty bonus offered?

Walmart Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Walmart Credit Card provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Reports to major credit bureaus

Does Walmart Credit Card report your account activity to credit bureaus?

Walmart Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Annual Fee $0
No Annual Fee  
Minimum Interest Charge $1
Late Fee Amount $38
Cash Advance Fee (%) Starting at 3%
Cash Advance Fee Minimum $5
Minimum Age 18
Co-signing Allowed  
Credit Score Range 550 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Bonus Rewards 3%
Every Purchase 1%
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Office Supplies
Signup Bonus $25
Purchase APR (Variable APR) 18.9% - 24.9%
Balance Computation daily balance

Reviews

 
 

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Page 1 of 2

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